Both my parents know about my IVA bluelagoon and they have been nothing other than totally supportive. Periodically, mum will ask me how many payments I have left, I was so happy to tell her in April I only have one more left for the end of May. Mum has been great, so with the extra money I will hav...

good luck Lem, I'm sure you will be fine x

My Leo came home with a baby rabbit once, but rather than harm it, he carried it in his mouth the way a mother cat would carry her kitten and released it in the lounge. The poor little thing scuttled behind the sofa, so we had to get the cat basket out of the garage, push Leo out in the garden with ...

I have a Halifax Easycash account, which I have had since 2007, after closing my Thinkbanking account down (had issues with them!) The Easycash account is conducted either on-line through internet banking, or in-branch at a special free-phone. You can't use the counter staff. You get a Visa Electron...

My initial enquiry with Gregory Pennington was in April 2006 and my creditors meeting was at the start of June, so all in all, it took about 6 weeks.

~I have opened an ISA with the Halifax (although I do already bank with them, which may have made it easier).

Well Done Isie, my plan ends in May of this year, so I'm not far behind you. Good luck with the birth x

Following my latest annual review in June, my Relationship Manager has actually decreased my monthly payment from £510 to £475. I live at home with parents, so it cant be because of interest rates, cost of living etc. The last salary increase I received, 70% of it went into the housekeeping kitty fo...

If you are only required to pay 50% of any additional monies into the plan, I would imagine the remainder is yours to do whatever you wish with.

I have to hand over 50% of any overtime or extra income received. My employer has this year ceased to pay overtime, we now just get time in lieu, so I don't have to pay the 50% anymore. Every 6 months I send in my pay slips for the IP to review whether I have been submitting the correct monies. Thre...

yes you did Melanie, advising him that his parents would not lose their belongings if he went bankrupt.

When I had my iva hearing a condition of its acceptance was that 50% of any additional earnings, e.g. overtime, or any 'windfall' over £500 (I should be so lucky!) should be paid into the IVA.

yey well done Skint, and I hope you won't be from now on (skint that is)
I don't know about anyone else, but I have gotten so used to not having the £500 a month that I pay into my plan, that when my plan is finished in 2011 I will continue to pay it into something else to bump up my pension.

[:)]

Freeman Jones as a company have been very good (three years into my iva now, only 2 more to go.. hurray!) However, closed by Thinkbanking account as had major problems. All was well with the cashcard but problems arose with the maestro. Pin number failed to work, despite them telling me it was fine,...