Hi there,

Many thanks for the suggestions. There is no equity release clause, so roughly £5200 with 18 months to go including the £2000 overpayment would seem a reasonable starting point. I will let my parents know - still a long way off though.

Cheers,

debtman2009

Hi all, I have a quick theoretical question about a *very vague possibility* of an IVA full and final offer. At the point where my IVA has 18 months to run, I am looking to possibly submit a full and final offer with a relatives money. The IVA will have 18 months of £350 to run, so £6300 in total st...