@iamfubb2 – I don’t think that is widely known that DFD are part of the Fairpoint Group PLC, who trade under a number of brand names, so as well as Debt Management solutions offer ( and I quote from the ‘Fairpoint’ website ) - ‘’ a range of secured finance solutions, from mortgages through to loans ...

Hear, Hear All - Yes, Declan has been a great help to a lot of disgruntled DFD posters on here over the years, including me when I had a few moans and groans, and when I was in the position to offer a F&F payment 21 months ago he pulled the strings to push it through in double quick time, and less t...

It seems to me lately that people still in an IVA are faced with more hurdles to jump than there were when I entered mine 5 years ago, luckily for me I was able to get out of it with a F&F at the halfway point, and everything has been hunky dory ever since! Now, I find the suggestion that a person i...

Excellent earlier post Michael Peoples, and exactly what I would say too. Let's hope that we don't follow the economic disaster of Greece in the future neither, but I'm not too optimistic about that, or our relationship with the rest of Europe - and I agree also with Nicholas Ridley's famous comment...

I am in agreement with Lem & Artemis on the ‘Tiger,Tiger’ issue, and although I think that he had a bit of an axe to grind and was perhaps confrontational in some of his postings, I am not sure it was good for the forum to lock him out, as for me he added stimulus to each thread, particularly on the...

It's also been happening on my computer for the last 3 or 4 days now, but only for about half the time that I am on this website. My Google page layout is also haywire some days, as are a few other websites I have been visiting recently - though my computer is fully up to date with updates etc: I'm ...

I owed £55 grand in gambling debts before I turned to an IVA, but the IVA option worked for me so it's not a hopeless cause, but you will have to prove to the IVA company you go to that you have stopped gambling before they can present your case to your creditors. That meant for me at the time provi...

The savings I enforced upon myself at the start of my IVA are still in place now I am out of it,and those savings are 1) Cancel my Sky subscription saving £33 a month. 2) Cancel my mobile phone contract and go for PAYG - as far as I'm concerned PAYG is much cheaper. 3) Sell as much unwanted junk as ...

Hello Harpic - I never imagined that your other half would be into loud rock music, as I envisaged Jan as maybe a fan of Bananarama or Spandau Ballet,and Ronald perhaps a Country & Western fan - just by looking at and reading the way people come across in their posts - so looks I've got that theory ...

Hello Ronald - You have very cultured music taste indeed! Yes,I am still keeping an eye on you all and your postings even though my IVA seems a long time ago now. There is not much I can add to the forum as you are all doing such a good job of it, but I still check in most days!

Yessir - Good music is always a great healer in stressful times, and whilst I am one of the brigade who thinks the best music happened in the 70's I am really into a bit of heavy metal lately by the Texan outfit 'Blotted Science' who's latest release "The Animation of Entomology" really rattles my h...

The 2 replies so far would appear to be correct, as I remember actor Neil Morrissey entering into an IVA 3 years ago owing 2.5 million !!

So sorry to read this news as I had been wondering why he had not been posting his daily gags and funny stories just lately. He was one of the biggest characters of this forum and he will be sorely missed on here!
R.I.P. Wizz

There is a useful reverse phone number look-up at 'whocallsme.com' which is a user supplied database of phone numbers of telemarketers, non-profit organizations, charities, political surveyors, SCAM artists, and other companies that don't leave messages, disconnect once you answer, and simply interr...

£96 & £84 for attending a Speed Awareness Course? Crumbs - It's gone up a bit since I attended one 18 months ago, when I paid £60. Seeing as I drive 60,000 miles per year I was mindful of the fact that if I re-offended in the 12 months after attending the course I would receive double points - that ...