Thanks all for the help.I am new to this,long story but I split with my H about two years ago and having received no finacial help has just got deeper and deeper.I want to be free of the worry and stress of all of the debt I have so an IVA seems to be the way to go...more structured of that makes se...

I owe approx £1800 for two sets of council tax which I accept full repsonsonsibility for.I am unemployed at the moment but due to start a job in Sept.I am living on JSA at the moment.I have two officials from the coirts dealing with the amounts but it has now got to removal of goods as I am unable t...