I finished my contributions 18 months ago and the house was removed from the list of assets, what they are saying is they want 100% of the money as the money is an new asset and as such they want it all, is this fair? I paid more than I agreed at the start of my IVA and have waited so long for closu...

I am coming to the end of my IVA, I signed the final signoff form in November and I am waiting for my certificate of completion, I split with my wife and as part of the registered financial agreement she got the equity from the house and all I got was £1750, this was for myself paying her portion o...

Thanks for your help, I will contact them Monday and see what happens.

Thanks

Paul

They never did this in month 54, they did the request in month 66 after I had finished payments. Is this not too late for them to start this.

Thanks

Paul

One more thing, I am now coming up to 72 months after the start of my IVA, does this mean if I have paid all my 60 payments on time that they must consider my IVA as closed, it is 12 months since My last payment, can they start payments again after the 72 months if my contract states no more than 72...

I had a 2008 variation when I joined GT, that stated they would value my house and look at equity, I thought that meant if I had no equity they would just close the IVA as a normal IVA , if I had equity but could not raise it then I would be extended, is this not so. The document was so legally writ...

I have an IVA with Grant Thornton and finished payments last year, I am waiting on completion of the mopping up, been through PPI etc. They asked for valuation of my mortgage and house and have now (after 6 months) have declared I have no suitable equity to make a full and final statement, they now ...

They have already applied for that but I had none. I want to look at selling my house but I cannot while this is going on, I spilt up from my wife and she gets the house in the settlement, they can just say no until this is finished I take it. can they just ask for anything until I get a completion ...

I am in an IVA which I paid my final payment last October after 5 years, this is with Grant Thornton, they are still going through the final assessments but I am not sure how long this will take, I email but get no responses and am worried they will start to ask for more of my money. I paid all my p...

Thanks Melanie, I will look at Dunctans, I am really worried about finding a leasing company and not being able to get the IVA to accept I need a car, I will propose my partner on the lease and then as you say see how it goes, I have at least more options and understanding now thanks to you of what ...

Nothing was ever mentioned about the car at the time, maybe it was my fault for not asking as I took the ability to be re-assessed to mean if my needs changed I could re-evauate this in the same way I have had pay increases and this is also re-evaluated. No one asked me about the car allowance when ...

Thanks both for the references, maybe first impressions are not correct, I will attempt to contact them again and see if they can help me further in my needs and questions. maybe it was a bad day. I only want to feel like I am being looked after regardless I like the answers I am given to my questio...

Thanks for the reply , I have no family with the ability to help me with finance for a car and my partner also has a car on finance which rules her out. I travel up and down the country as an IT engineer carrying tools around in my car, I travel to London central on the train but it is sometimes not...

I have just recievd a letter from my former IP Wilson Phillips in Blackburn which informs me that Grant Thornton is now my new IP, I contacted them and found them not too helpful and so far no help at all to be honest, I felt they had no interest in me only the money, (maybe paranoia!) Can this just...

When I took my IVA out in 2007 I had a car allowance from my employer each month, the car was purchased on a loan which was part of the IVA so in effect no payments as part of I&E, I now have a 125k mileage and need a new car, the company pays this allowance to fund my car and I am now not sure what...