Hello,

If a family member agrees to lend me the money to pay off my IVA, is it classed as a loan or do they have to 'gift' it to me?

My iva was paid off early a few years ago with a loan from a family member. I don't have all the relevant paperwork so need to check, does the fact that the iva was agreed and settled count as getting permission from my IP consultant? They would have been told where the money was coming from, I just...

Sorry i was a little confused by part of the response, as it suggests that once the IVA was in the place, the defaults should have been removed, is that correct? I do have one default that was covered by my IVA that has a default date of 3 years later, do I just write to them to CORRECT it to my IVA...

I made a settlement on my IVA which was agreed almost 2 years ago. Do I still need to wait the full 6 years before record of the IVA will disappear from my credit file? Also, even though my settlement was agreed and the companies agreed to the reduced amount, all their defaults still appear on my cr...

Hi, I took out my IVA almost 18 months ago and when I did,I made an agreement to extend it to 72 months in place of being made to release equity in year 4. What I'm looking for is a definitive answer on what happens to my credit file after my IVA expires. Conflicting information tells me that you ar...