kallis3 wrote:

Good luck - not long to wait now.

Let us know how it goes.

will do thanks

kallis3 wrote:

They have a good reputation, so I am sure you will have no problems, they would not have put you forward if they didn't think they would get an approval.

thanks for the replies just want 10 august to arrive and find out

kallis3 wrote:

We have had posters on here before who have IVA's declined, but it isn't often.

Can I ask who your IP is?

yes its freeman jones there have been realy good with me just hope we get the result we realy need it

my ip said there cant definetly say there will accept but that there wouldnt propose it without it having a realy good chance fingers crossed

i have been reading all the posts and i havent seen anyone who had a iva declined is it unusual for a iva to be declined my meeting is on the 10th aug and im realy nervous

We are not concerned for you, efc, merely that a major creditor appears to have a relationship with one particular creditor, and this is quite unusual in today's marketplace, where lenders seem to want to demonstrate complete independence in not recommending commercial debt providers. #ok thankyou ...

im alittle woorried some of you are concerned with halifax passing me onto freeman jones could this go against me

I think I heard of Halifax doing this for another poster about a month to six weeks ago. As long as you are happy with the proposal and service provided then there is no need to worry. On the plus side if they have made a recommendation then I would think they are more likely to accept. cant fault ...

Skippy13 wrote:

I do find it worrying that Halifax are recommending a particular firm - surely it's down to the individual to make their own decision?

i was struggling to find money for this months loan so i rang halifax and there put me onto this company

ivas4us wrote:

With Northen Rock holding so little of the debt I can't see any reason why your proposal shouldn't sail through.

i realy hope so it will make our lifes alot easier thanks everyone

mrs skint wrote:

There shouldnt be any real hassles then and as i said, your IP must be confident to be putting it forward for you.

Sit tight now and let the forum know how it goes.
Goodluck

will do thanks for your help

mrs skint wrote:

Do NR hold a large part of the debts?

we roughly owe 55.0000 i owe northern rock 4000 halifax are the main ones roughly 300000 but it was them who put me onto freeman jones

Your IP must be confident of acceptance to be putting the offer forward in the frst place. Could you tell us please who your creditors are? halifax loan and creditd card, barclaycard,northern rock,yorkshire bank small overdraft, my partners are lyolds money finance and north ridge finace ive have n...

on my iva report it is offering my creditors 24p to the the pound is this a good offer to be accepted

thankyou very much just cant wait for the date too come just hope it gets accepted