Carole - thanks for the Quidco tip! I had never heard of that website before. I will register right now.

Thank you so much for all your replies.
This is what it says on the application:
"A person may not be a school governor if s/he has made a composition or arrangement with his/her creditors."
I think it's unreasonable, and I will challenge them about it.
Thanks for your help & support.

Hello. I was going to apply for the position as a Parent Governor at my son's school, but noticed that it is not allowed for someone on an IVA. Why is that?

Building your credit up normally means that you have to take loans and buy on credit. Otherwise your credit stays bad, doesn't it?
I am just wondering.

Congratulations! Hope you have a nice weekend. The best about being approved for me, was to stop worrying and lying awake at night. Well done.

Dominic - WELL DONE! Wow, you must be so relieved.
I can't wait for the day when I pay my last IVA payment...

OMG! I have no idea what the answer is. That is such bad timing. I feel for you.

sleeplessnights - you are so right. This is my 2nd post on this forum, but I have read through many threads and it's such a relief to just know that my husband and I are not the only ones in this situation. I sent off our paper work to Vincent Bond in the weekend, and we have to wait for the procedu...

Hello My very first post on this forum and it's about clothes rather than the IVA! LOL - story of my life... Jan - I would suggest that you sell any clothes that don't fit you as a BUNDLE on e-bay. You can organise it by size (a size 16 bundle, a size 18 bundle etc). Then you spend less time taking ...