I have e-mailed you me details. Thank you so much for your reply. Hope to hear from you soon. Kind regards

I don't know if they have put the offer to the creditors. I rang them a few days ago and was told that someone will get back to me this week. The reason I have offered an early settlement is that my father-in-law has offered me the money. My wife and I had a baby a few months ago which as you know i...

One question - I have been looking at the sample letters on this forum regarding a full and final settlement. Is it better to write a letter to the IP directly offering a lump sum or to each of the creditors individually offering an ex-gratia payment?

Thanks for all your advice. I will put an e-mail together direct to the IP this weekend with an opening offer at £5000. Any tips!!

Could I be cheeky and ask how many payments were remaining on your IVA and roughly what your montly payments were. I am near to making a settlement offer and any advice would be greatly appreciated

I am not a homeowner ronald, living with parents. I am in month 37 of the IVA with monthly payments of £400. I will speak to the IP to see if these payments can be reduced due to change in circumstances. Does anyone know what allowance are made for babies - main expenditure is on clothers, milk and ...

Hi ronald, I cant remember seeing anything about the equity release clause. I will review all the paperwork. The baby was a boy. My wife and I are delighted! Will try the IP again tomorrow. Will try the IP again tomorrow about the change in circumstances and filled out a revised expenditure form bac...

Hi, First of all may I say what a great website this is. I am 36 months into an IVA. Last month our first baby was born. I have been wanting to speak to someone at Blair Endersby regarding amending my monthly payments due to these change in circumstances but no one seems to speak to me about this. I...