Hi All I've not been on the forum for a long while but have popped in now and again. Hope you are all well and enjoying this hot and sticky weather ;) I just really wanted to update you all after a long and often tedious 6 years. Last week hubby and I finally got our CC (only a year since our last p...

Hi all Hope you are all well. Today I checked my bank statements and direct debits as usually (a habit the IVA has gotten me into) and to our surprise our GT DD instruction & payment has 'Final payment' written next to it [:0] I thought (though we emailed GT earlier this week and are waiting for a c...

Hi all I've not posted for a while but have been checking in regularly. Hubby and I have 1 more payment to make (1st Sept) then we will have, hopefully, completed our IVA. [:D] Got a letter today from GT to advise no additional funds are outstanding :) but still not received the outcome of our revie...

Well done & congrats on completing your IVA.
We have 1 more payment (1st Sept) to make then we will be in the same situation as you can not wait

lol, I like it BoL, me dad use to come out with lots of sayings (some I could not mention on here ) and they are all true lol
x

Hi I think the hardest part initially was trying to hide it from our family and friends, particularly when they kept asking you out for meals etc and we kept making excuse after excuse and before you know it people stopped asking, we felt alone and ashamed that we had got ourselves into this mess. E...

Hi
Yes you can, we have an IVA and do not own any property, the only difference is we do not have an equity release clause in our IVA that home owners generally do.
Hope this helps

Hi Hope everyone is well and have enjoyed the long bank holiday (as best you can anyway) Hubby and I have been in our IVA since 2007 and cannot believe we are nearly finished with only 3 payments left. [:)] It has been hard (very hard) at times but it has been well worth it. Hubby and I are now star...

Hi all hope you are all well. I just have a quick question. On Friday hubby had a car accident, he is fine (walked away unharmed, luckily) but our car is a write off (our 13yr old ford escort :( ) . Police were involved but the other driver has admitted fault and is being reported for dangerous driv...

Hi As Xmas is fast approaching, we are all trying to save abit as well as give at this time of year so it can be alittle tougher than usual. Hubby and I decided this year we would give photo wall calenders to all our family as 1. what do you get the person with everything and 2. they will be looking...

Hi all Hope you are all well. We are in our 4th year and have found learning new skills can save afew quid where we would normally pay someone else to do it. Today I took apart and fitted a replacement motor (cost £10 from a scrap yard) in the door panel of our car to fix the drivers side electric w...

Hi all Today hubby and I got our review result from GT. They have agreed our payments can stay the same...we are so pleased and can breath a sigh of relief. Although this was our 4th review (should be used to the suspense by now!!) it still felt like our 1st. Although both hubby & I had a small pay ...

Hi all Hope you are all well. Today we received a letter from GT to say our annual review is here again. Nothing has changed much other than hubby has had abit of a pay rise but this may well be written off by the rise in cost of living (we are spending a good £40 worth of petrol extra a month) we a...

Hi Sorrel and welcome to the forum. I have a saver account with Natwest also but I found this was too easy to dip into towards the end of the month!! so I opened a cash isa with the Post Office as you don't have instant access to your money so we were not as tempted to withdraw and have now managed ...

MrsKnight, try not to worry too much, there are some bargains out there as previously stated. Hubby and I have just managed to get our car through it's MOT (13yr old Ford Escort thats been round the clock almost twice) and we're aware that this is it's last MOT but we paid £300 for it 4yrs ago off e...