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by rince_w
Sun Jul 30, 2017 9:18 am
Forum: Ask IVA Forum and Industry experts
Topic: 6 year clearing off reports
Replies: 10
Views: 1044

Ok, so having checked through all 3 agencies, all are showing the IVA as completed in 04/16. Nothing in default or arrears. So now it's just a case of waiting for the 6year anniversary in 02/18 before the completed IVA to drop off the report, before I stand a chance of getting a loan for a car (at n...
by rince_w
Fri Jul 28, 2017 8:24 am
Forum: Ask IVA Forum and Industry experts
Topic: 6 year clearing off reports
Replies: 10
Views: 1044

Thanks

I completed in April 2016, so hopefully the other agencies will have caught up by now...

It was more that come march/ April next year, if I apply for credit, the IVA won't be on my report for them to reject me for.
by rince_w
Fri Jul 28, 2017 4:49 am
Forum: Ask IVA Forum and Industry experts
Topic: 6 year clearing off reports
Replies: 10
Views: 1044

My IVA completed back in 2016, as I made a settlement. I have my clearance and my name no longer appears on the register. Experian certainly have me logged as completed, but it took them 7 months to acknowledge the fact... I'd like to start think about a newer car, and as my 6 year date is end of ne...
by rince_w
Sun Dec 27, 2015 11:37 am
Forum: Ask IVA Forum and Industry experts
Topic: Would just like to know where I stand as I thought it would all be over by now
Replies: 6
Views: 3512

I have spoken to the ip, kingsgate, and have been told that they are on with it. However I get the distinct impression I am being stalled. And to that end, what I thought should have been over, 3 months ago, appears could go on forever. Can they do this? Just need to know where I stand before I try ...
by rince_w
Wed Dec 23, 2015 3:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: Would just like to know where I stand as I thought it would all be over by now
Replies: 6
Views: 3512

My Iva completed at the end of June, with the wash up period ending towards the end of September. However, as of today, my practitioners still haven't paid out or sent me a completion letter. I am now starting to receive ppi claim forms, which in i understand would have been assets inside the via, b...
by rince_w
Wed Jun 10, 2009 11:43 pm
Forum: Ask IVA Forum and Industry experts
Topic: I've handed my house back to the mortgage company,
Replies: 9
Views: 1266

i have credit cards, and a personal loan as well
5 or 6 creditors or so

currently its up for sale 5k less than what i owe on the mortgage

i'm not in any other sort of debt solution at the mo

just need to sort myself out
by rince_w
Wed Jun 10, 2009 8:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: I've handed my house back to the mortgage company,
Replies: 9
Views: 1266

I've handed my house back to the mortgage company, but still have secured loan against it, and theres looking like they'll be a shortfall

where do i go from here??
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