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by mediabird
Wed Mar 18, 2015 8:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: My IVA finishes in April. Any chance of borrowing on our mortgage to get work on house done ?
Replies: 4
Views: 3724

Hi Ryan,
My IVA was approved in April 2009. I was allowed to extend it by a year which is why it will end in April.
Thanks
Sarah
by mediabird
Wed Mar 18, 2015 6:35 pm
Forum: Ask IVA Forum and Industry experts
Topic: My IVA finishes in April. Any chance of borrowing on our mortgage to get work on house done ?
Replies: 4
Views: 3724

Hi there, My IVA finishes in April and we desperately need to do some work to our house. My mortgage is up to date and has never been in arrears, and I ideally would require to borrow on the mortgage to get the work done. Is there any chance of Halifax agreeing to this? My income will increase in Ma...
by mediabird
Sat Mar 29, 2014 7:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi, my IVA is in its final year. Is it likely that I will be able to pay for another year ?
Replies: 2
Views: 1732

Hi, my IVA is in its final year and should end at the end of April. I knew I would have to remortgage but have tried and cannot afford the repayments, as they are considerably more than my IVA. Is it likely that I will be able to pay for another year or can the creditors insist that I sell the house...
by mediabird
Sat Mar 29, 2014 12:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA complete - pheeewwww
Replies: 13
Views: 2934

Well done Radish! You must be very relieved. I wonder if anyone can help me with a query...my IVA was due to finish next month, but despite my best efforts I cannot remortgage or raise the money needed for a full and final settlement. I have asked if I can pay for an extra year instead. If the credi...
by mediabird
Tue Nov 26, 2013 8:55 pm
Forum: Ask IVA Forum and Industry experts
Topic: What happens if my lender refuses to remortgage my house ?
Replies: 5
Views: 1171

I mean have to! Sorry!
by mediabird
Tue Nov 26, 2013 8:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: What happens if my lender refuses to remortgage my house ?
Replies: 5
Views: 1171

Thanks!
I think I will have equity in my house so if I do continue to pay for another 12 months will I gave to increase my monthly payments?
by mediabird
Tue Nov 26, 2013 7:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: What happens if my lender refuses to remortgage my house ?
Replies: 5
Views: 1171

I am in the last six months of my IVA and have just received an email from my practitioner reminding me that I now have to remortgage my house. What will I do if my lender refuses to do this?
by mediabird
Fri Jun 05, 2009 3:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: County Court Judgements
Replies: 1
Views: 897

Hi there,
Please can you tell me if payments that are due against someone for County Court Judgements can be included in an IVA?
many thanks
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