Thanks for the replies. They are very gratefully received. There will be some redundancy money but I have not been with the company for that long. There are others that have been there longer, which is one of my concerns. Best thinking then is to wait and see if the worst happens then. If I do get m...

Hi My IVA is nearly at half way. I originally owed 131K and am paying back £826 per month which equates to 40% I have a good job but work in the construction industry and there is talk of redundancies within the company with a few of us undergoing a consultation process to review our positions. I ha...