Hi everyone, ive been on here a few times and have panicked myself to heck over my failing ive.... anyway i just want to give my biggest thanks to everyone and especially declan at DFD. i was woriied and he sorted my case out very quickly ! my creditir meeting for my F&F is on the 25 th Agust, a ver...

Declan question i thnk......my F&f offer has been put forward to the repayment team with DFD its a really low dividend as the only other option is bankruptcy. the accounts team did not sound too optomitistc. ive lost my job im pregnant and my other son has been diagnosed with autism i will have to b...

Hello again! our ive is failing and we owe £102000 with ive paying back 40000. my son hasbeen diagnosed with autism and im pregnant agaiin! my job is ending due o my contract ending! my family have offered a f&f of £10000 this has been with the solutions team at DFD for a bit now and no joy as of fr...

positive news? hello everyone i recently posted as our iva is failing and we £107000 in the ive pay back 40000. a family member offered to give us £8000 for a f&f as the only other solution is BR. we have no equilty and nithing of value. anyway on advise i spoke to DFD who said they would put it to ...

Hi again im really sorry for pestering, i cant sleep or eat! all im thinking is iva iva iva !! i am with DFD i was andering what is the time scale for a f&f settlement to be propoed to being aceepted or not? also is the criteris for voting in the f&f meeting the same as when my iva was accepted? nor...

are the voting criteria the same as when your iva gets proposed? what if noone votes etc?? im reding alot on the internet and dont know if im lookig too deep into things!!

sam

thanksfor all the replies!
i am worried sick about this, ive read that if the creditors dont vote then its straight to bankruptcy??? also that they could take the £7000 and srill bankrupt us\???

has anyone known a f&f to be ccepted at the level of £7000 and my circumstances???

xx

hi i have posted before but things have changed alot!! we are real danger of failing our iva that we cannot afford 10 months in! we owe 102000 and the iva paying £40000 i have just found out i am pregnant, my job is finishing in 1 month and my 3 year old son has been diagnosed with autism so the re...

hi i have posted before but things have changed alot!! we are real danger of failing our iva that we cannot afford 10 months in! we owe 102000 and the iva paying £40000 i have just found out i am pregnant, my job is finishing in 1 month and my 3 year old son has been diagnosed with autism so the rea...

i hope you can help me, im desperate ! i have an iva with debt free direct approved 20/7/09.i am paying 644 per month, i have fallen into difficulty and agrred to pay 1 month arrears over 1 year so my payments have increased to 717 pmonth. i am part time and my hours have decreased so my monthly wag...

ME AND MY PARTNER OWN OUR HOME THAT IS IN NEGATIVE EQUITY. I AM CURRENTLY UNDER A DEBT MANAGMENT PROGRAMME. MY PARTNER WAS BUT CAN NOW REPAY HIS DEBTS FINE. I AM STILL STRUGGLING, COULD I HAVE AN IVA OR GO BANKCRUPT WITHOUT INVOLVING MY PARTNER OR PROPERTY IN IT? I OWE 18K IN UNSECURED LOAN & CREDIT...