Hi,
I've just had my fourth annual review. My IP sent me a letter requesting the usual Income & Expenditure plus a mortgage staement & valuation. Problem is I missed the last part (my heads elsewhere due to redundancy worries). My IP has sent me a letter confirming my payments until the end of the IVA but just stated that I failed to send the other items. Where does this leave me? Have I screwed up the IVA completely?
I am going to call them to explain but if anyone has experienced this before your advice would be welcome.
Hi and welcome to the forum. I'm sure you haven't messed up the whole IVA completely. Speak to your IP and get the mortgage statement and valuation to them as soon as. Explain your worries about redundancy etc., All the best. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
It's OK. He hasn't issued a notice of breach, merely pointed out that you haven't yet sent the requested docs in. These things often take a little while to arrange anyway.
Just have a word with your IP, apologise for the omission and get on to getting those bits for him. Or ask for advice as to what exactly he wants re the valuation.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
I don't think you'll have a problem and let us know how you get on.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
