I did manage to get a savings account with the coop, I had their cashminder account around seven months, they knew I had debts, I told them everything.
On the other hand I tried to open an account for my son who has his own DLA money and they said unless I was some sort of guarunter (whatever the hell that word is) they wouldnt do it. So I wrote to them saying if you do a credit check on me, your comps will explode but my son is blameless for this. All I am trying to do, bla bla bla is teach bla bla, he has a disablitity and surely has some rights, is not or ever has had terrorist tendancies, etc, etc and could they point out exactly what the problem is in writing please???? I just wanted him to have his money in his own account even though I am (what do you call it ??? recieving his money for him). In the end they did it but sure was difficult. To be honest I dont think they had a realistic answer apart from the computer said no.
I would write and request why youre being declined such a basic account??? I am not sure that there is an interest on savings argument they might have, no experience of banks at all, I do know that basic accounts cost the banks money as there are no credit facilities. If its just a question of their computer says no, I would challenge it, I mean what would be the point of a credit check in our circumstances????
Last edited by
lily on Wed Apr 09, 2008 6:35 pm, edited 1 time in total.
lily
