returned a car as part of my discharaged IVA

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nigel.e

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Post by nigel.e » Wed Jan 02, 2008 5:36 pm
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Hi there wonder if you can help, i am a discharged IVA AS OF FEB 2003,(IVA started 2002) am i right in saying that in Feb 2008 this will be removed from my records?
Also as part of my IVA i returned a car to a finance company in April 2002 but ut is showing as a default will this be taken away as well if so when may this happen as my life is at a Finacial disaster at the moment, i have a mortgage sub prime paying over the odds etc.
I thank you in advance for your hep
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Adam Davies

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Post by Adam Davies » Wed Jan 02, 2008 5:56 pm
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Hi
A default will show on your credit file for six years from the date that it was registered.
So come Feb/April 2008 you should be clear.
Regards

Andy Davie
IVA.co.uk Spokesperson and Website Manager

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Andam Davies
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Martin2011

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Post by Martin2011 » Wed Jan 02, 2008 5:56 pm
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Hi Nigel,

I understand that an IVA stays on your record for 6 years from the date it was agreed, so if yours was agreed in Feb 02, than yes, it should clear off your record this Feb. I'm sure someone will correct me if I'm wrong.

Best wishes and well done for seeing it through, sad to hear there are still problems...

Martin
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Martin2011

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Post by Martin2011 » Wed Jan 02, 2008 5:57 pm
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Sorry Andy, we must have been typing at the same time....and you're clearly faster!!

Happy New Year by the way!!

Martin
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