I will try with the solicitors. I have already spoke to a housing officer who told me that I didnt have any rights to the property and that my ex partner can rightfully evict me (as he is doing) or change the locks and I would be then homeless. Sounds all to frightening for me as I keep getting advised that I dont have any rights. I dont wish to be selfish but I think I would rather give up than have nothing more to show in life than a rented room in someones house.
Please don't give up - there will be a solution out there for you!
Do you have a CAB near you? If so, please contact them and they will do their utmost to help you.
Please speak to a solicitor as well.
The forum is here for help and support and I hope one of the experts may be able to help here with some addresses if nothing else.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I am trying hard. So far I just keep being advised that I have no rights and to look for a B&B. I fear that if I keep on like this I am also going to lose my job. I have emailed two solicitors and will contact CAB tomorrow. So will wait and see what happens. Thank you all for your help
Please keep us informed beaumont - we worry about our posters!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Sorry to hear that your going through a hard time. debt/housing and emotional ups and downs.
You doing the right thing, even though you may end up in temporary accomodation - you have to ask yourself would to want to remain in the flat under those conditions?
Take time to work out the debt solutions for you - speak to few companies etc.
As long as the cat can go - I'd be worried about my pets as well!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Will keep you up to date as to how I go tomorrow. At least once tomorrow is over I will know that I have tried. I know that I cant remain in this flat as I will be evicted and for my emotional health I know I have to leave but I know that I cant live in temporary accomodation. I guess that it is the price I have to pay for being financially irresponsible.
Sorry Beaumont - misread you post - didnt see that you were already in the IVA. Perhaps speak to your IP for a few months payment break, for any deposit etc. there also a few well known flat/house sharing websites around, may be worth check those out as well,
Most of us on here at some stage in our life have made finanical wrong decisions, we learn from it! main thing is your emotional/physical well being and that of your cat.
You may have a few weeks of turnmoil ,and uncertain where life is going, but once you find somewhere and settle (and you will. you can begin to mend the "wounds" and get on with your life.
Will do. Have emailed IP hopefully will get a reponse tomorrow from them. I probably am cutting off my nose to spite my face but I dont want to house share with anyone. I will see how I get on tomorrow and decide what to do then. If I carry on like I am I will probably lose my job anyhow and it doesnt help having an eviction looming.
What horrendous treatment from the man with whom you have shared the last 15 years. How anyone can be so heartless just beggars belief.
I suggest that you write back to the solicitors and explain your situation, but say you will go quietly for the equivalent of six months future rental on a new property. If your ex-partner is that desperate to see you moved on without a fight, then he may just be prepared to fund this. Are you both still living in the property?
That sounds like a plan Mel! It is awful that she is being treated like this.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
No I just live here at the moment. He moved out last month. The solicitor letter stated that he is wanting to move back hence why he wants me to go. Solicitor letter stated that I had no rights to be here and that he could evict me through the courts very easily if I did not go in the next two weeks. I spoke to Housing Officer they said this was correct as we never had any written agreement and that it is his flat.
Speak to a solicitor before deciding anything. The Housing Officer may not have known exactly how things work.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hopefully solicitors will get back to me tomorrow. I looked on the Sheleter website and it also confirms what was written in the solicitor letter but stated that I may have a chance to argue beneficial interest but chances are slim and potentially expensive. It just feels frustrating as I know I can afford to rent privately and I am now a lot more financially responsible because of the IVA. Obvioulsy for good reason people just view me as very poor credit
