I am in the North West and had my Iva coming up to 3 years.. All I can say from my personal experinece is Mel and her team are amazing they are not based up North but are only a phone call away..Honestly I could never thank them enough...
You do not need an IP in your area for an IVA although in some cases it is preferable. If you are self employed you must meet with the IP firm anyway and if you are not self employed it is not normally necessary. Contact a couple of IP firms for some advice and go with whoever you feel most comfortable with.
The simple answer is to go to www.iva.com have a look around and you can get most of the info you need from there, but it is a good idea, as you have intimated, to speak to 2 or 3 companies before you make your choice.
Let us know how you get on.
Regards.
Last edited by size5 on Tue Jan 11, 2011 1:49 pm, edited 1 time in total.
Cert DR
23+ years in debt advice
I do not post for anyone other than myself
Excellent link provided by Size5, always a good starting point as you will not only find a list of companies you will find honestly written reviews about these companies. All the best in your search.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
we are with cleardebt who Mike Size5 works for and they have been absolutely fantastic! Mel who also posts on her gets lots of positive feedback too. I think that you need to call a few from iva.com and make sure that you feel comfortable with the company you end up going with. Five years in a close relationship is a long time!! Good luck.
Excellent post from Size5, speak to several companies before making a decision and be totally happy with the advice you receive before committing.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
As Michael mentioned, very few people who do IVAs actually use an IP who is based locally to where they live. The most important thing is that you work with a firm who you feel you like and can trust. Also I would suggest that when choosing a IVA company, making sure that you have easy access to your actual IP is important so that you know you can speak to them if you have challenges to overcome along the way. Good luck with it.
I'm with Payplan and rate them, but there are a lot of reputable companies out there and you should always speak to one or two of them.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
You couldn't have come to a better place to get some help and advice. iva.com gives you an idea of the companies available and there are a number of highly recommended IPs and companies on here.
Its important you feel comfortable moving forward, feel infomed of the full facts and most importantly listened to. This is such an important step so seeking out the best ocmpany to represent you is a great place to start.
Regards,
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.
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Well just to put my bit in LOL, I am with Melanie Giles too and have nothing but 100% praise for her and her team. Tina who has just posted is with Mel and she was my first contact and couldn't have been better. She was so understanding and put me at ease immediately. they are based in Cardiff and I am in East Yorks so quite a distance between us but it was never a problem.
Hi, I spoke with several firms - completing I & E interviews for each before opting for RE10. They are based in LEEDS and I live in Wiltshire. That suited me as I didn't want a local firm that I would have to meet or could meet any of their staff in connection with my job or socially.
RE10 were very good from the outset, very supportive and have proved professional throughout. They have always dealt with queries promptly and everything has been transparent and straight forward. I would not hesitate to recommend this firm and they come recommended on IVA.com.
Good luck with whoever you choose. I must admit that I have relied upon this forum and trust their advice 100% with any questions I have felt I didn't want to go to RE10 with.
