Recently married

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EskimoLou

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Post by EskimoLou » Sat Jun 02, 2012 8:04 am
I've recently got married and wondered how this might affect my IVA?
 
 

winter_blues

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Post by winter_blues » Sat Jun 02, 2012 8:20 am
Assuming your other half has no joint debts with you - it should have minimal affect. You will need to inform your I.P as living costs may be reduced as your partner will be contributing to household bills so another I & E will have to be drawn up. Did you live together prior to getting married?.
Winter-Blues
 
 

Niobe

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Post by Niobe » Sat Jun 02, 2012 8:25 am
If you have,no joint debts then make sure,it stays that way otherwise his credit rating may be impacted.
 
 

TheMatrix

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Post by TheMatrix » Sat Jun 02, 2012 9:03 am
As well as joint debts, avoid setting up joint bank accounts too. Joint savings are fine though as they are not credit checked and don't result in you becoming linked at the CRAs.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
 
 

Niobe

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Post by Niobe » Sat Jun 02, 2012 9:08 am
Sorry, that's actually what I meant! Well it was early!
 
 

EskimoLou

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Post by EskimoLou » Sat Jun 02, 2012 10:09 pm
We have lived together for two years, I informed my IP when we moved in together. No joint debts and our "joint" account is in my husbands name.
 
 

Niobe

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Post by Niobe » Sun Jun 03, 2012 8:46 am
You will be fine then. It will make no difference at all and his credit rating will be unaffected.
 
 

Shining

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Post by Shining » Sun Jun 03, 2012 9:28 am
and I'd like to add congratulations on your recent marriage. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Niobe

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Post by Niobe » Sun Jun 03, 2012 9:34 am
Good point!! Congratulations from us as well.
 
 

Broke of London

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Post by Broke of London » Sun Jun 03, 2012 12:49 pm
Congratulations! This is such an exciting time for you! A quick chat to your IP will answer all your questions. Congrats again! x
 
 

Skippy

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Post by Skippy » Mon Jun 04, 2012 10:58 am
Congratulations from me as well x
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