question for mike

[Lisa2009]

As you know im in the process of puttng together a full and final settlement offer via remortgage.
The solicitors acting on behalf of the lenders have sent me a letter today asking me to send back my signed form for the deeds and my buildings insurance with the lendrs name added to it.
Im a bit unsure what to do about it as i have to wait to see if my offer is accepted before i proceed. Is this normal and should i ring them to tell them i cant send these things untill i know if my offer has been accepted?

[mikebdomain]

Hi Skint

I would wait until you have the offer accepted. These sols are a bit keen they wouldn't normally ask for these until you have the offer...

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[Lisa2009]

I have a firm remortgage offer but need it to go to a variation and have my full and final agreed by creditors. Should i ring the solicitors and explain this because obviously if my F&F isnt accepted i wont be going ahead with the remortgage

[Adam Davies]

Hi
Yes phone them and explain that you won,t get the gren light to complete until the variation meeting.I think you,ll find that they,ll slow down once you tell them.
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

[Lisa2009]

Thanks Andy
Much apreciated i will ring them tomorrow

[mikebdomain]

Sorry skint, slight emergency and I couldn't get back to the forum (wife fell down whilst on holiday in Turkey and ended up in hospital)

Nice to see Andy steping in with the right advice....

FREE ADVICE IS THE BEST ADVICE

LEYBRIDGE LIMITED
Mortgage Broker
Specialising in adverse credit.

see feedback and testimonials at:
http://www.leybridge.com/testimonial.php
Check out my blog at:
http://mikebdomain.blogs.iva.co.uk/
Please read our Initial Disclosure Document(IDD):
http://www.leybridge.com/Leybridge-IDD.pdf

[Lisa2009]

Mike i'm so sorry to hear that and i hope your wife is ok.
Are you posting from Turkey?

[mikebdomain]

No - I don't have time for holidays at the moment - she is fine thanks, she had a bump to the head and was knocked unconscious for a short while, she has had Xrays and everything else the hospital thought they could get away with charging the insurance company for…

FREE ADVICE IS THE BEST ADVICE

LEYBRIDGE LIMITED
Mortgage Broker
Specialising in adverse credit.

see feedback and testimonials at:
http://www.leybridge.com/testimonial.php
Check out my blog at:
http://mikebdomain.blogs.iva.co.uk/
Please read our Initial Disclosure Document(IDD):
http://www.leybridge.com/Leybridge-IDD.pdf

[scaredkez]

aww mike hope the wife is ok, hope it didn't spoil her holiday!
kerri

Please view my blog at: http://scaredkez.blogs.iva.co.uk/

[mikebdomain]

Kerri Thank you. After speaking to her she seems to be fine. I expect she is already out and partying again…

FREE ADVICE IS THE BEST ADVICE

LEYBRIDGE LIMITED
Mortgage Broker
Specialising in adverse credit.

see feedback and testimonials at:
http://www.leybridge.com/testimonial.php
Check out my blog at:
http://mikebdomain.blogs.iva.co.uk/
Please read our Initial Disclosure Document(IDD):
http://www.leybridge.com/Leybridge-IDD.pdf

[Skippy]

Hope your wife is on the mend soon Mike x

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

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[Lisa2009]

Ok i phoned solicitors and explained and they were fine, said just keep them updated. Am i now able to send my firm remortgage offer to my IP and hopefully get things moving?

[Lisa2009]

Also i have told my ip about the struggles we are having with the interest rates and the problems this is causing in my marriage. Is it worth also telling him about my little boy having assessments for autism and the problems the stress in the house is causing him?

[Skippy]

I would definitely tell him Skint.

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

[Lisa2009]

Thanks skippy
Didnt want to sound too over dramatic but the stress isnt doing the little one much good. Hs now refusing to go to the toilet and its causing him problems both at home and at school(funny how things affect him). It could take years for a diagnois but at the moment i need to try reducing the stress levels and concenrate more on him so hopefully if we get the iva settled early the stress will be all but gone.