Post completing my IVA, why have I been turned down for an ISA ?

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Sharon2018

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Post by Sharon2018 » Tue Sep 01, 2015 9:30 am
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I'm 6 months post completing of my IVA and trying save, why am earth have I been turned down for an ISA with coop based on credit scoring, seriously!!!!??? To save money??
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kallis3

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Post by kallis3 » Tue Sep 01, 2015 9:32 am
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Your IVA may still be showing on your credit record and the Co-op are notorious for not allowing savings accounts.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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lifenoteasy

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Post by lifenoteasy » Tue Sep 01, 2015 9:33 am
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Try the Nationwide but as far as I understand it an ISA should not be subject to credit checks.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
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Foggy

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Post by Foggy » Tue Sep 01, 2015 10:07 am
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Most banks are happy with savings -- co-op, however, feel we should not be able to save !
Last edited by Foggy on Tue Sep 01, 2015 12:36 pm, edited 1 time in total.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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kallis3

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Post by kallis3 » Tue Sep 01, 2015 10:13 am
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I take it that should read 'should not be able to save' Foggy? LOL!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Foggy

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Post by Foggy » Tue Sep 01, 2015 12:37 pm
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Indeed it should Kallis .. oops
Duly amended and thank you :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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