please help advice needed asap

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anfieldbabe

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Post by anfieldbabe » Thu Mar 13, 2008 2:42 pm
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can you bankrupt seperatly we have a joint personal loan together of 24000 i have a couple of debts myself but wot if hubby is against bankruptcy can i do this on my own or does it have to be both of you
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aguise

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Post by aguise » Thu Mar 13, 2008 2:48 pm
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Hi there, If only you go bankrupt, then they will look to your husband to pay the joint loans , the bankrupcy will cover you but not him.
Ang
Please visit my blog at http://aguise.blogs.iva.co.uk/
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vickir

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Post by vickir » Thu Mar 13, 2008 2:51 pm
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Its like having an overdraft on a joint bank account, if 1 is bankrupt - the bank will look to the joint holder to pay x
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anfieldbabe

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Post by anfieldbabe » Thu Mar 13, 2008 2:52 pm
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cheers ang tyvvm
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anfieldbabe

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Post by anfieldbabe » Thu Mar 13, 2008 2:54 pm
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i have got a appointment at cab on 18th march so ill wait til then to make any decisions has i am not able to go into a iva or dmp because there is no disposable income left over has i have 3 kids has well my hubby is full time i work part time(we dont earn a lot) i would have rather have paid the debts back but if br is the only wtg then i have no other option
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chris.g

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Post by chris.g » Thu Mar 13, 2008 2:58 pm
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Your hubby will be chased for the loan, he is as liable as you and they will chase for the full amount.
It's nice to be back......
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Reviva UK

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Post by Reviva UK » Thu Mar 13, 2008 3:02 pm
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Hi Anfieldbabe

following on from our chat if you need Mr Manubabe to have a chat in the evening / weekend I will be happy to do so

It may be that he has some fears that are not actually founded and perhaps some reassurance may help him with the decision
Paul Johns
Reviva UK
Assisted Bankruptcy Specialists
www.revivauk.com
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