PayPlan CC Received!

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Sensible77

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Post by Sensible77 » Sat Dec 21, 2013 9:49 am
Further to my other posts, my CC arrived in this morning's post. It's a great feeling to read in black and white that my IVA is officially over. It states that I have fully complied with my obligations under the IVA but that the Supervisor retains the power to deal with any VAT recovery or pending PPI claims post closure. I'm happy with that and I'll be constantly checking the Insolvency Register to see when I'm no longer on it. It's been a long, hard road but well worth it. I hope this gives support to other IVa'ers that, however bleak their outlook, there will be an end.
Last edited by Sensible77 on Sat Dec 21, 2013 9:50 am, edited 1 time in total.
 
 

Sensible77

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Post by Sensible77 » Sat Dec 21, 2013 9:58 am
Amazingly, I've just checked the Insolvency Register and I’m no longer on it. I thought that it would stay on there for at least 3 months. This was a big negative part of being in an IVA as any nosey parker can have a look at it.
 
 

Foggy

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Post by Foggy » Sat Dec 21, 2013 10:01 am
Great news -- makes it kind of "official" :-)
Happy Christmas !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Shining

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Post by Shining » Sat Dec 21, 2013 10:39 am
Fab news, so pleased for you Merry Christmas you've got the best present.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Sensible77

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Post by Sensible77 » Sat Dec 21, 2013 12:00 pm
Thanks for the kind comments and Merry Christmas, to you both, too. It was almost 7 months from my final payment to receiving the CC so I hope Foggy will be reporting similar news soon.
 
 

plasticdaft

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Post by plasticdaft » Sat Dec 21, 2013 2:40 pm
Great news.

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

country girl

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Post by country girl » Sat Dec 21, 2013 4:59 pm
What a lovely Christmas present for you.

Congratulations
 
 

seagulls

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Post by seagulls » Sat Dec 21, 2013 7:42 pm
Well done !! Have a wonderful Christmas and a very happy Debt free New Year !
 
 

mazbrown

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Post by mazbrown » Sat Dec 21, 2013 7:55 pm
Great news
 
 

Kelly O

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Post by Kelly O » Mon Dec 23, 2013 2:28 pm
That's great news - congratulations and have a very happy Christmas :-)
Regards Kelly Osadare Debt Advice Manager at www.pjgrecovery.com (host to www.melaniegiles.com.)

PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.
 
 

Pandy

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Post by Pandy » Mon Dec 23, 2013 2:51 pm
What a wonderful Christmas present for you.
If life is what you make it, I must have been in a strange mood when I made mine
 
 

baldy

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Post by baldy » Mon Dec 23, 2013 4:59 pm
Hey, thats really good news.

Good things come to those who wait!!

Im sure Christmas will be much better now.

Baldy
 
 

brokebryn

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Post by brokebryn » Tue Jan 14, 2014 2:22 pm
Hi Sensible 77,

Not been on here over the Xmas / New Year hols, but was so very pleased to hear that your CC has arrived and that you are finally debt free after completing your IVA successfully. Hearty congratulations! I agree that it is a great feeling and a lesson well learned. Enjoy your debt free future!

Bryn
Last monthly payment made 3 June 2013 after 6 long years. CC issued 21 August 2013, but, er, lost in the post. Finally got it 17 September.
 
 

Sensible77

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Post by Sensible77 » Tue Jan 14, 2014 7:42 pm
Hi, Bryn.

Nice to hear from you and thanks for your support last year. It's a great position to be in, as you know, and I hope IVAers who have yet to complete find the postings of people who've received their CC's helpful. There is light at the end of the long, dark tunnel.
 
 

brokebryn

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Post by brokebryn » Wed Jan 15, 2014 9:25 am
Amen to that. We were PayPlan IVA contemporaries - what a weird way to meet someone, haha. Best of luck for the future to you.
Last monthly payment made 3 June 2013 after 6 long years. CC issued 21 August 2013, but, er, lost in the post. Finally got it 17 September.
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