Hi I had a payment break years ago and the three month break was added onto the term of iva.I have no equity and my iva will finish on month 60 can I pay off the three months payments on month 60 or do I have to pay month 61,62 and 63 it's just my nan has given me £300 meaning I could pay the iva off on month 60 or would the iva make me pay over the extended months has anyone been in the same situation would appreciate any advise