Thank-you for asking, phone call was fine, was just to go over the figures and making any adjustments that needed doing - also got a pre proposal to look at and confirm via email and asked to make any adjustments our end if anything was incorrect. we've just emailed this back with a couple of amendments our end but nothing major - just waiting for next step which i believe is either a phone call or meet with Melanie x
We seem to be at similar stage with Melanie's team. Have spoken to Marc a couple of times now and are going to Cardiff on 17th to finalise our proposal - my husband is self employed so a face to face meeting is mandatory apparently. Relieved that the figures are done - mine is 18p in the £ and my hubby's is 37p in the £ - but now the stress starts again in the run up to the creditors meeting. Hopefully we will get there in the end. Good luck to everyone who is joining us on this journey and hope it's good news for all of us.
I'm self employed too - not a big business by any means but that's how every business starts isn't it... im sure ill find out soon if its face to face or phone call x
Thats my partners favorite too lol x will have to buy double the amount and take a months payment break before we start, to buy shares in Jaffa cakes then lol x
Thats great Spanna 1310. Me and my wife met Mel and some of her team a few weeks ago when we were in Cardiff. She was lovely and has been so helpful. Didnt know about Jaffa Cakes though- they are also a fovourite of mine!
Just been watching the news- looks like road tax may be going up again, hitting some of the greener cars that pay low tax[:(]
Spanna - we will arrange the meeting in our local office to youy, to avoid an unecessary journey to South Wales - but if you want to come up I would love to see you.
Johndylan - glad to see that you are nearing the end of your journey. Make sure that Marc knows to change your car tax figure to the new amount.
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Johndylan
Thats great Spanna 1310. Me and my wife met Mel and some of her team a few weeks ago when we were in Cardiff. She was lovely and has been so helpful. Didnt know about Jaffa Cakes though- they are also a fovourite of mine!
Just been watching the news- looks like road tax may be going up again, hitting some of the greener cars that pay low tax[:(]
That would be about right. I downsized my car to benefit ( amongst other things) in lower tax [B)]
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014