Your share of the jointly held endowment policy will now vest in your Trustee, who will ask your wife if she either wants to surrender or sell it, or make an offer for your share. If she declines to accept either, the policy will sit until its redemption date as an unrealised asset in the bankruptcy, and the proceeds will be eventually passed to the Official Receiver at that time.
Don't worry if you don't have all of the bank statements - the OR will get these from the bank if this is deemed necessary.
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
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