Overlooked debt

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Polly.17

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Post by Polly.17 » Mon Aug 01, 2011 10:12 pm
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Ive just been accepted about a month ago for an IVA. But today have received a letter today from someone I owe money too which I had overlooked. It's for an
Old phone number which I now no longer
Use and I am not sure whether the contract is finished yet? Am I in breach of my IVA? I'm not panicking so much, what do I do? Help!
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Foggy

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Post by Foggy » Mon Aug 01, 2011 10:14 pm
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Hi -- if it is a relatively small amount and the error was genuine, then it can probably be rolled into your IVA.

Speak to your IP as soon as possible.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Broke of London

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Post by Broke of London » Mon Aug 01, 2011 11:20 pm
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As a pre-iva debt it can be included in your iva so have a chat to your IP and they will advise on next steps x
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St75

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Post by St75 » Mon Aug 08, 2011 2:13 pm
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I had a debt of around £3,000 that was not included in my original IVA proposal, as it was for a hire agreement where I returned the goods a year previously and had been up to date when I did this. However, two months into my IVA I received the a letter from the company that I thought I would have no more dealings with saying I owed £3,000 as I did not hire the goods for the full term agreed to. I panicked, but got onto my IP who sorted it all out. So, your IP should be able to resolve this issue without too much difficulty.
regards
st75

Started lump sum IVA in Aug 2010 - received certificate of completion April 2011, thanks to Melanie & team
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kallis3

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Post by kallis3 » Mon Aug 08, 2011 5:24 pm
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Speak to your IP, I'm sure something can be sorted out with this.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Broke of London

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Post by Broke of London » Mon Aug 08, 2011 10:15 pm
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Don't panic! It's all in a day's work for your IP x
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