One payment to go....

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polar

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Post by polar » Mon Mar 02, 2009 5:25 pm
I am nearly there. I have one more payment to go to complete my IVA.

5 Years seems a long time but it will be worth it to finally be dept free and £850 pm better off. I may be able to have a summer holiday this year.

My Family deserve it.

To all you people starting out, it can be achieved with the right IP.
 
 

kallis3

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Post by kallis3 » Mon Mar 02, 2009 5:30 pm
Polar, that's brilliant news. What a relief now that all your money is your own.

Good luck for the future, and I hope you have a good holiday!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Snowflake

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Post by Snowflake » Mon Mar 02, 2009 5:34 pm
What great news - who was your IP? I believe the choice of the correct IP is crucial. I am about to start on that journey.
 
 

angela18

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Post by angela18 » Mon Mar 02, 2009 5:35 pm
Oh I dream of saying that, as opposed to 48 [:I] Saying that I am 1/5th way through or even 20%! which sounds best..
Last edited by angela18 on Mon Mar 02, 2009 5:41 pm, edited 1 time in total.
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
 
 

MelanieGiles

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Post by MelanieGiles » Mon Mar 02, 2009 7:37 pm
What a great feeling it must be to have that sort of money to yourself as opposed to your creditors - and how deserving after five years of what much have been fairly tough times to service the IVA on time each month.

Well done to you and thank you for sharing your joy on the forum. It will be inspirational to other posters.
Regards, Melanie Giles, Insolvency Practitioner
 
 

Julie

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Post by Julie » Mon Mar 02, 2009 7:45 pm
Well done Polar...it must be a great feeling. You are so right about having the right IP - who did you use?

Now where are you planning to go on holidays [8D]
 
 

wen

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Post by wen » Mon Mar 02, 2009 7:55 pm
Many congratulations polar and enjoy the holiday!!
Please visit my blog http://adam.blogs.iva.co.uk/
 
 

Lisa2009

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Post by Lisa2009 » Mon Mar 02, 2009 7:56 pm
Fantastic news, well done you x
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
 
 

moretolife

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Post by moretolife » Mon Mar 02, 2009 8:00 pm
Polar....this is the 2nd thread I have read today re folk either finished or like you about to complete their journey....well done....

I love to hear about folk getting there...gives me hope for the future...our future....
IVA completed 11th Dec 2009 due to a Full and Final with the fantastic help of Michael Peoples and
Mc Cambridge Duffy

Visit my blog...Journey from Debt to Life Post IVA
http://moretolife.blogs.iva.co.uk
 
 

tori

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Post by tori » Mon Mar 02, 2009 8:26 pm
What a lovely post to read Polar!..very well done and congratulations..wishing you a very happy debt free future!..and i hope you have a fantastic holiday - wherever it is you decide to go[:D]..take care and all the best..
please visit my blog http://tori.blogs.iva.co.uk/ a second chance..
 
 

molly16

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Post by molly16 » Mon Mar 02, 2009 8:31 pm
massive well done. good for you
 
 

Skippy

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Post by Skippy » Mon Mar 02, 2009 8:47 pm
Congratulations Polar, enjoy your holiday as you really deserve it x
 
 

polar

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Post by polar » Fri Mar 06, 2009 9:03 pm
Snowflake wrote:

What great news - who was your IP? I believe the choice of the correct IP is crucial. I am about to start on that journey.
I used "Cornfield Law" They were recommended by the CCCS (Concumer Credit Councelling Service).

As they were recommended by the CCCS then I was confident i was in the right hands.

Cornfield Law have always been contactable via phone an email and always replied via return of post or within 20 mins via email. They have that personal touch. I can't fault them

http://www.cccs.co.uk/
http://www.cornfieldlaw.co.uk/
 
 

David Mond

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Post by David Mond » Fri Mar 06, 2009 9:19 pm
I know the IP solicitor there - Chris Garwood nice chappy and knowledgable. Well done again.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
 
 

MelanieGiles

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Post by MelanieGiles » Fri Mar 06, 2009 9:19 pm
How interesting to see a solicitors practice doing practical insolvency work. I am very familiar with this from my Northern Ireland practice, but did not think that there were too many practicing IP law firms over here.

Glad you have had a good service from this firm, and presumably CCCS referred you to them prior to them setting up their own IVA department.
Regards, Melanie Giles, Insolvency Practitioner
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