on 2nd month of IVA in process of divorce

[raqia]

Hi everyone
although most of my creditors voted infavour of my IVA, I start receiving correpondences from them for full payment or legal action will be taken, I called them, gave them the IVA ref. but still I revd more 3 during this week what else should I do
thanks

[tuta]

hello again, I would like to thank everyone in this forum and forgive me for using three user names, Patericia and tuta. I am so happy to tell you that my F&F has been accepted yesterday, without this form, I will never know there is something called F&F. the knowledge I had from you is priceless, wish you all the success and I promise you I will still visit the form as long as I live. thanks to Mel, Micheal, Kallis,and everyone who helped me.

[sus65]

So glad it's worked out for you.

My full and final variation is set for next Monday (22nd). I've booked the day off of work ready.

I agree with you about all the help and advice offered on this forum - just wish I'd found it before I entered in to an IVA.

Take care

Sus

[tuta]

you are absolutely right sus65, I really would like to shake hands with all the expert of this forum one by one, it did not matter what time in the day I asked for support and not get it, I felt they are my family (funny enough non of my family knew about my IVA except my x)I wish you all the best Sus in your big day

[Michael Peoples]

Congartulations Tuta and delighted it all went well. Gives a bit of encouragement to sus65 who I am sure will be fine.

[MelanieGiles]

Great news and very pleasing to know that the support you have received on the forum is appreciated. Good luck for the future.

[tuta]

THANKS AGAIN, I AM A NEW PERSON AND I LEARNT A GOOD LESSON IN LIFE, APPRECIATION OF WHAT I HAVE - ANYTHING I CAN'T AFFORD I DO NOT WANT.
BEST WISHES TO EVERY FORM MEMBER WHO IS WAITING TO FINISH OR F & F THEIR IVA AND GOOD LUCK TO YOU SUS65
REGARDS

[tuta]

hello everyone in the forum, yesterday I received my completion certificate, my IP stated that it is not their responsiblity to notify credit reference agencies of the completion of my IVA. what do I do now, what to say to the credit agencies.
many thanks

[kallis3]

Hi tuta,

You need to obtain a copy of your credit record from all three agencies, Experian, Equifax and Call Credit. Check to see if there are any defaults registered after the date of IVA acceptance and write to those creditors to tell them to remove the defaults. Send a copy of your completion letter.

I wouldn't worry about letting the agencies know that you have completed as the IVA will stay on your file for the full six years and then drop off.

[Broke of London]

Congratulations - it must feel great to have that piece of paper in your hands! Merry Christmas x

[Tillergirl]

You have neen very lucky. Only 2 mths into your IVA and able to.offer a full and final! Congrats! Wish many of us were able to do the same.