Oh dear!!!! Phew!! Sorted!!

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mustang

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Post by mustang » Thu Jun 05, 2008 4:16 pm
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Creditors meeting 2 weeks ago had to be adjourned for slight modification(extra £16 per month). I was told by phone yesterday that it had been approved,got the nice letter from my case manager this morning.....Great!!!
Then get a phone call saying Northern Rock (my major creditor) had voted no,but my IP didn't get it!!!
They are looking into it now,but just bl**dy typical isn't it.....happy and relieved that it was approved then back to worrying again!!!
Steve
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plasticdaft

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Post by plasticdaft » Thu Jun 05, 2008 4:48 pm
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Are northern rock a big player in your voting,I assume so as otherwise you wouldnt give 2 hoots. Lets hope that they were too late with their vote and it wont get counted!!!
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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Viki.W

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Post by Viki.W » Thu Jun 05, 2008 4:53 pm
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Hey Steve, sorry about that, I hope you hear something soon, fingers crossed for you. Viki X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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kallis3

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Post by kallis3 » Thu Jun 05, 2008 4:55 pm
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Surely, once it's approved and you have agreed to it, then it's legally binding? That's what we were told.

I presume that your IP thought that NR hadn't voted.

What a kick in the teeth!

Fingers crossed for you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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sblack

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Post by sblack » Thu Jun 05, 2008 4:59 pm
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You would have thought your IP would have been aware of N/R's stance and double checked as they were the major creditor.
Good Luck
"Life is too short to wake up in the morning with regrets. So love the people who treat you right, forget about the ones who don’t and believe that everything happens for a reason. If you get a chance, take it. If it changes your life, let it. Nobody said that it’d be easy, they just promised it would be worth it."
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mustang

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Post by mustang » Thu Jun 05, 2008 5:12 pm
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Phew!! Sorted!!
Apparantly NR have agreed that as they can't prove that they sent a fax, the vote will stand and the IVA is approved - the IP said that they were getting the paperwork out "before they change their minds!!"
Never easy is it!!
Steve
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sblack

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Post by sblack » Thu Jun 05, 2008 5:16 pm
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Thats great news Steve.
Seems strange that they can't prove they sent a fax doesn't it. You would think it would be standard practice to ensure receipt with important faxes like that.
"Life is too short to wake up in the morning with regrets. So love the people who treat you right, forget about the ones who don’t and believe that everything happens for a reason. If you get a chance, take it. If it changes your life, let it. Nobody said that it’d be easy, they just promised it would be worth it."
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cfnc

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Post by cfnc » Thu Jun 05, 2008 7:11 pm
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Glad it all worked out in the end for you, though it must have been an agonising time for you.

Kirsty
Kirsty
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kallis3

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Post by kallis3 » Thu Jun 05, 2008 7:15 pm
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Great news - you can relax now!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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aguise

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Post by aguise » Thu Jun 05, 2008 7:26 pm
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Great news steve. Thet made you sweat a bit but you can relax now . Well done and all the best.

Ang
Please visit my blog at http://aguise.blogs.iva.co.uk/
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Skippy

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Post by Skippy » Thu Jun 05, 2008 8:05 pm
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I'm glad you've got it sorted Steve x
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Moneystinks

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Post by Moneystinks » Thu Jun 05, 2008 10:51 pm
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Great news

I bet you can't wait to see the report!

Best Wishes. XX
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Viki.W

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Post by Viki.W » Thu Jun 05, 2008 10:54 pm
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Steve, great news, how stupid are they?! Viki X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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plasticdaft

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Post by plasticdaft » Thu Jun 05, 2008 10:59 pm
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Wonder which smart arse(pardon my language) at NR thought it would be funny to mess you around and have you in a cold sweat thinking that your approved IVA was no more?????
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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Adam Davies

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Post by Adam Davies » Wed Jul 02, 2008 11:32 am
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Hi
What a strange story.
I am so glad for you,at the end of the day someone has messed up at NR,thankfully as they can't prove that they communicated on or before the day there is nothing that they can now do
Regards
Andam Davies
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