If you had to pay extra it would benefit all of the creditors.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I had or sorry still have 6 creditors, 5 voted yes and Barclays didn't bother to vote, which was frustrating as i owed them 50% of my debt, 4 years into my IVA they are causing a fuss, bit late now barclays!!