Not in an iva yet but sent letters off informing creditors of my intentions and made token payments.
Suddenly phone has gone very quiet and less stressfull. I used to get 20 plus calls a day from credit card companies ,causing problems at home.Hope its not the calm before the storm.
Liking it so far !!
Meeting with ip this week.
Good luck with your meeting. Which company are you with?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk