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jc4

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Post by jc4 » Sun Aug 10, 2008 8:05 pm
Hi, my husband and I are on IVAs, he works full time but I only have Disability Living Allowance. The company he works for are having a month's shutdown so all employees are being laid off. They are paying him one week's pay in the first week but then nothing for the next three weeks and when they go back after the month they are going on reduced hours and, consequently, reduced pay. They have been told that in the three weeks in which they are not being paid at all they cannot claim money from Social Security. Is this right, because how on earth are we supposed to live on nothing?
 
 

kallis3

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Post by kallis3 » Sun Aug 10, 2008 8:08 pm
I think you need to speak to your IP and explain the situation to them. You could ask to miss a payment now so that you can live.

Once he goes back and you know what his wages are going to be, then you could do a new I&E and see if you can get your payments reduced.
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jc4

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Post by jc4 » Sun Aug 10, 2008 8:11 pm
Thanks, I don't think we'd be able to pay anything else even if we were allowed to miss a payment.Does anyone have some guaranteed winning lottery numbers?!!
 
 

TheMatrix

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Post by TheMatrix » Sun Aug 10, 2008 8:15 pm
Yep, I have some guaranteed lottery numbers.

if you could pop back in time to Saturday afternoon for me and put these numbers on 9 10 17 29 33 40 I'll split it with everyone on here later lol

Seriously, I'd speak to your IP they may be able to help with a payment holiday.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
 
 

kallis3

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Post by kallis3 » Sun Aug 10, 2008 8:21 pm
You definitely need to speak to your IP and explain the situation to them.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

jc4

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Post by jc4 » Sun Aug 10, 2008 8:46 pm
Does anyone know if my husband would be able to claim any money from Social Security for the three weeks in which he has no pay?
 
 

indebtforever

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Post by indebtforever » Sun Aug 10, 2008 8:53 pm
being layed off means they have to still pay you but less i thought?
 
 

kallis3

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Post by kallis3 » Sun Aug 10, 2008 8:58 pm
I think that the company should be paying you while you are laid off. You need to speak to CAB to find out exactly where you stand as I am not really sure.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

MelanieGiles

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Post by MelanieGiles » Sun Aug 10, 2008 8:59 pm
Your employer, subject to the terms of your contract of employment, may be required to pay you a Statutory Guarantee Payment of £20.40 per day for the first week you are laid off - and can only do this once every three months. After that you should be entitled to claim benefits.
Regards, Melanie Giles, Insolvency Practitioner
 
 

jc4

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Post by jc4 » Sun Aug 10, 2008 9:06 pm
Thanks Melanie and everyone else. My husband wishes they would just close the place so he could get his redundancy and look for a better job but he won't just leave as he's worked there for 35 years and would lose a lot of money.
 
 

luluj

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Post by luluj » Mon Aug 11, 2008 7:05 am
Sounds like he may come under the "temp stop" umbrella of making a claim to benefit - tell him to contact his local jobcentre for more info - if he has a letter confirming it it may make it easier to sort out. My friend had something similar last year happen and that is whay I know the above.
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