Nice simple bank account please

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josu

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Post by josu » Fri Nov 02, 2012 7:37 pm
Hi there, i am currently with natwest but i am struggling with the lack of cash machines i can use with my card as i dont drive and live in a little village. My nearest cash machinge is a 20 minute bus ride away. I want to open a new one but would like it to be straight forward can anyone advise one that is simple and quick to open please?
 
 

MelanieGiles

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Post by MelanieGiles » Fri Nov 02, 2012 7:39 pm
Why can't you use your NatWest card in your local cash machines, Josu?
Regards, Melanie Giles, Insolvency Practitioner
 
 

josu

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Post by josu » Fri Nov 02, 2012 7:43 pm
Six months ago they changed the step account to a basic account and will only work in Natwest and RBS cash machines. Its ridiculous!
 
 

Niobe

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Post by Niobe » Fri Nov 02, 2012 7:44 pm
You could try the Co-op.
 
 

MikeyM

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Post by MikeyM » Fri Nov 02, 2012 7:46 pm
I have a readycash account with Yorkshire Bank. Seems to work in all machin, is a debit card and online banking. Only drawback is you need to go intot he branch to open it. Can't be opened on line.
 
 

MelanieGiles

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Post by MelanieGiles » Fri Nov 02, 2012 7:47 pm
That is indeed ridiculous Josu! I would try the Co-op as I think they are still accepting people in IVAs.
Regards, Melanie Giles, Insolvency Practitioner
 
 

Niobe

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Post by Niobe » Fri Nov 02, 2012 7:50 pm
You can open a basic account with the Co-op over the phone or in a branch
 
 

Shining

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Post by Shining » Fri Nov 02, 2012 7:51 pm
could you upgrade the account to the select account. I managed while in an IVA it's a non-fee paying account, worth a try online. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Adam Davies

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Post by Adam Davies » Fri Nov 02, 2012 7:56 pm
Hi

The Co-op Cashminder account is very good

There are several pre paid cards on the market that offer DD facilities etc etc so it may be worth exploring this option

Regards
Andam Davies
 
 

MelanieGiles

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Post by MelanieGiles » Fri Nov 02, 2012 11:01 pm
Good idea Andy - the Secure Trust and the ClearCash being two of them I could recommend.
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plasticdaft

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Post by plasticdaft » Sat Nov 03, 2012 12:06 am
I can personally recommend the co op cashminder account.


Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

Purple Butterfly

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Post by Purple Butterfly » Sat Nov 03, 2012 12:12 am
We had no problems opening a Co op account, we changed to them from RBS a year ago when they restricted cash withdrawals to Tesco & RBS machines. Only draw back is online banking, not as up to date as RBS, takes a few days for transactions to show on your acccount, whereas every transaction with RBS showed up straight away, otherwise OK
 
 

menorca

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Post by menorca » Sat Nov 03, 2012 7:40 am
good morning josu..try nationwide..I've been with them since the start of my iva (nearly 4 years now..) and I have never had any problems
 
 

12 months to go

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Post by 12 months to go » Sat Nov 03, 2012 8:48 am
Im with Nationwide and have had no probs; their online banking is really good and easy to use.

Co-op as mel says are still accepting new customers in IVAs and have online banking as well
Last payment made April 2012
Certificate received 1st Nov 2012
 
 

Niobe

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Post by Niobe » Sat Nov 03, 2012 8:58 am
I'm also with Nationwide and find them good.
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