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josu
Posts: 343 Joined: Fri Jan 13, 2012 4:53 pm
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Hi there, i am currently with natwest but i am struggling with the lack of cash machines i can use with my card as i dont drive and live in a little village. My nearest cash machinge is a 20 minute bus ride away. I want to open a new one but would like it to be straight forward can anyone advise one that is simple and quick to open please?
MelanieGiles
Industry Expert
Posts: 47612 Joined: Tue Jan 09, 2007 10:42 am
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Why can't you use your NatWest card in your local cash machines, Josu?
Regards, Melanie Giles, Insolvency Practitioner
josu
Posts: 343 Joined: Fri Jan 13, 2012 4:53 pm
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Six months ago they changed the step account to a basic account and will only work in Natwest and RBS cash machines. Its ridiculous!
Niobe
Posts: 5169 Joined: Tue Jul 03, 2012 9:56 am
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MikeyM
Posts: 315 Joined: Fri Sep 07, 2012 4:36 pm
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I have a readycash account with Yorkshire Bank. Seems to work in all machin, is a debit card and online banking. Only drawback is you need to go intot he branch to open it. Can't be opened on line.
MelanieGiles
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Posts: 47612 Joined: Tue Jan 09, 2007 10:42 am
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That is indeed ridiculous Josu! I would try the Co-op as I think they are still accepting people in IVAs.
Regards, Melanie Giles, Insolvency Practitioner
Niobe
Posts: 5169 Joined: Tue Jul 03, 2012 9:56 am
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You can open a basic account with the Co-op over the phone or in a branch
Shining
Posts: 27019 Joined: Thu Sep 20, 2007 8:57 am
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could you upgrade the account to the select account. I managed while in an IVA it's a non-fee paying account, worth a try online. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Adam Davies
Posts: 14596 Joined: Thu Mar 29, 2007 12:21 pm
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Hi
The Co-op Cashminder account is very good
There are several pre paid cards on the market that offer DD facilities etc etc so it may be worth exploring this option
Regards
Andam Davies
MelanieGiles
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Posts: 47612 Joined: Tue Jan 09, 2007 10:42 am
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Good idea Andy - the Secure Trust and the ClearCash being two of them I could recommend.
Regards, Melanie Giles, Insolvency Practitioner
plasticdaft
Forum Expert
Posts: 9562 Joined: Wed May 21, 2008 12:45 pm
Location: United Kingdom
I can personally recommend the co op cashminder account.
Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
Purple Butterfly
Posts: 35 Joined: Thu Sep 22, 2011 8:30 pm
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We had no problems opening a Co op account, we changed to them from RBS a year ago when they restricted cash withdrawals to Tesco & RBS machines. Only draw back is online banking, not as up to date as RBS, takes a few days for transactions to show on your acccount, whereas every transaction with RBS showed up straight away, otherwise OK
menorca
Posts: 116 Joined: Mon Jun 01, 2009 4:22 pm
Location: United Kingdom
good morning josu..try nationwide..I've been with them since the start of my iva (nearly 4 years now..) and I have never had any problems
12 months to go
Posts: 612 Joined: Sun Jun 26, 2011 10:44 am
Location: United Kingdom
Im with Nationwide and have had no probs; their online banking is really good and easy to use.
Co-op as mel says are still accepting new customers in IVAs and have online banking as well
Last payment made April 2012
Certificate received 1st Nov 2012
Niobe
Posts: 5169 Joined: Tue Jul 03, 2012 9:56 am
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I'm also with Nationwide and find them good.