Totally agree Buttercup - I am now used to coming home to a few odd bits of post but no bills ! It is so much better than it was 18 months ago - IVA was the best decision I made and selling our house and moving in rented has worked out well for us to !
I just so cross when I overhear people commenting that those that choose an IVA are seeking the easy option to clear their debts - it isn't an easy option - it is a life changing experience that truly helps to restructure your life over time !
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
It's brilliant isn't it? I love the postie coming now - even if it's junk!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk