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smithy81

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Post by smithy81 » Thu Sep 24, 2009 11:01 am
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Hi all, had my IVA approved this week (via Payplan) and just happened upon this site so thought id sign up & say hello :)
Heres to a debt free future!
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Declan at DebtFreeDirect

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Post by Declan at DebtFreeDirect » Thu Sep 24, 2009 11:33 am
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Hi Smithy
Welcome to the forum, I hope you find it helpful and beneficial in terms of answering any questions you have on your IVA.
Congratulations on having your IVA approved as well.

Thanks
Declan Murray
Debt Advisor
Debt Free Direct - the UK's largest IVA provider.
http://www.debtfreedirect.co.uk/iva/
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MRBLUESKY

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Post by MRBLUESKY » Thu Sep 24, 2009 5:53 pm
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congrats smithy 81 welcome to the forum i was with payplan they looked after me good company,concluded my iva with them this year with a f&f offer.there customer care team were always on hand when i needed advice.
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kallis3

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Post by kallis3 » Thu Sep 24, 2009 6:04 pm
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Good luck smithy. I'm currently with Payplan and have no problems.

Don't forget where we are here for you with any questions.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Skippy

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Post by Skippy » Thu Sep 24, 2009 6:07 pm
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Welcome to the forum, and good luck with your IVA x
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plasticdaft

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Post by plasticdaft » Thu Sep 24, 2009 7:35 pm
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Welcome to the forum Smithy81. For the benefit of others any chance you could let us know who some of your creditors were and how the voting went? Its always handy for people to see creditors decision making when debt is involved.

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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smithy81

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Post by smithy81 » Fri Sep 25, 2009 2:00 pm
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Hi Paul, my IVA was approved by the smallest of margins, 75.7% !
My creditors were HSBC, MBNA, Abbey, Northern Rock & Natwest overdraft.
Northern Rock rejected.
Was previously in a DMP, which MBNA played very hard ball at tryin to squeeze as much out of me as poss, but oddly enough they welcomed the IVA?!
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Shining

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Post by Shining » Fri Sep 25, 2009 2:09 pm
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Hi smithy81 and a very warm welcome to the forum, congratulations on your IVA acceptance and hope your journey to debt freedom is a smooth one.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Julie

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Post by Julie » Fri Sep 25, 2009 6:30 pm
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Hi Smithy....and a warm welcome from me too [:)]

Please stick around and post as there's always support and advice needed [;)]
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