new iva date but bancruptcy looming

[MelanieGiles]

The Insolvency Exchange vote for Santander, so far as I am aware, and I have never seen them suggest that rent ought to be reduced. Do you live on your own in private rented accomodation?

[Andymav]

no pay rent to family with whom i stay with it was all put down in a letter from my family breaking down my payments and what they are for.

[Andymav]

right im off to get some sleep night night all up really early

[MelanieGiles]

OK - creditors often get funny about rent paid to family members, but so long as it is all justified it is unlikely that you would get a cheaper deal with a private landlord.

[David Mond]

Andymav - let me have details of which creditors are giving you a hard time relating to your medication and any other difficulties - I will sort that problem out very quickly I promise you. Good luck.

[Andymav]

hi david the creditor that is creating a problem is santander or abbey credit card.


one question my iva company ordered me to open a new clean bank account its just an ordinary account if i go bancrupt will this account close cause its an account my pay goes into

[MelanieGiles]

This is unlikely - the account will be temporarily frozen by your bank at the date of the bankrupty order, but this is likely to be reopened once your Trustee and bank have had the opportunity to speak to each other and agree a way forward.

[David Mond]

I will be speaking to TiX on this matter about Santander