Hi down in the dumps.
It right, such an emotional time youre having. It hits quite hard when you sit down and work it out, right? Boy do you feel bad, its like you can see your world falling down. However, you already done the hardest part, looking at it and trying to do something about it. Youre on your way to a new life already. There is an snswer to every problem, yours is just round the corner. Like the others have said, your IP wouldnt be doing all this work if they think its not going to be accepted.
Good luck for Friday, make sure you only propose what you can realistically afford, its not worth agreeing to something that cant work.
Try to relax now, (easier said than done, I know) and remember you have done all you can its up the the creditots to see that.