Remember the feeling well DD. No words of wisdom will stop you from feeling nervous but it does get better and when you hear those words of acceptance you can breath a sigh of relief. Good luck x
Thinking of you DD, try to keep busy, the nerves are natural we have all been through it and by now you just want it over with, either way, start planning your next few years sticking to your budget without having to worry about your debts anymore xx
thanks lem !! im hoping to be able to put a count down on my profile tomorrow. pennieless has their meeting tomorrow too so if you see this pennieless, good luck xx
Fingers crossed Ditzy, hope you will keep us all updated! Just think..tonight is the last night you will hopefully be going to bed with a whole lot of debt..tomorrow you can hopefully go to bed and have a perfect nights sleep knowing you've taken the first steps towards being debt freeeeeeeeeee x
When you make a mistake, don't look back at it long...the past cannot be changed. It is the present and future that counts
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk