My worst Nightmare in a IVA is here

[littlefi]

Glad you have a resolution however hard it is, I do hope you get it sorted soon, it must be so hard. This is my biggest worry going into it. Very scary. Hope you find a great reliable runner that will see you through your IVA!

[MrsKnight]

Not look at emails yet Jan!!! We have been running back round the 2 garages we went to & one more, just to put our minds at rest.
They were really good & totally understood our position & it put the hubbys mind at rest too as he was wrestling with it all!!!
Also we can get money for scrapping the car & get some road tax back, as its taxed till 31st Jan 2012.
Just thought to add for those in similar troubles, Ive got to send GT a copy of the invoice for the new car, just for their records in case the creditors ask.

Thank you so much Jan, you have been an absolute angel to me xxx
Janet thank you for messages on FB, I really did appreciate them xxx
Rich, if your looking in thank you for the lovely idea & comments, it really made me smile & cry! xxx
Judo, where there's a will there's a way!!!!
Thank you to everyone else for your kind replies I appreciate everyone of you on here, just wish me luck on looking for a new car!!!!! We have 6 weeks before the rust buckets MOT runs out!!!!

[kallis3]

Lyns - you know I'm always here for you.

I'm so glad you've managed to sort something out.

[MrsKnight]

Just sent you an absolute essay of a email Jan - Sorry!!!

Thank you though, I really appreciate it xxxxxxxxxxxxxxxxxxxxxxxxxx

[plasticdaft]

We needed a payment break and loan from family to get enough for a ten year old golf.

Bargain and has served us well!!

Paul

[kallis3]

I've replied Lyns.

[MelanieGiles]

Good to see some positive feedback for the GT client service team for a change - make sure you get confirmation of that agreement in writing to avoid any confusion later on.

[Shining]

Lyns I am so so sorry that I've missed this post totally.....I've not been around a lot lately due to one thing and another, but so glad you're now sorted. x

[kallis3]

Lesley - I hope everything is ok - you know where I am.

[andrewgoodman121]

Glad to hear that you have got the go ahead to get you car sorted as for you IT IS A PRIORITY!!!
An IVA is not a Punishment although it does seem like that sometimes and all the IP's know that you get the Rough with the Smooth as the months go by.
My understanding is that if you are Upfront and inform your IP about your situation then 9/10 they will come to an agreement and Help you as no IP or Creditor wants to see you or a Family Suffer especially when it's in the Best Interests for the IVA to complete succesfully.
There is no knowing WHAT CAN HAPPEN TOMMOROW!!!but after you have got your Car you will then be back on Track and can carry on the IVA.

The Worst thing you can do is NOT INFORM your IP and just miss payments then you will be on a Rocky Road!!!

Don't get too down as i have had to miss payments like many of the other posters on the Forum due to Circumstances beyond my control ,but as long as am infor ming them of what is going on, thats all IP can ask for.

41 MONTHS IN and feel like im Debt Free even though i am in IVA.

Good Luck with the Car!!!!

[MrsKnight]

Thank you Melaine - I think I will follow it up with a email & ask them to confirm everything either by post or email.
My payments go out by direct debit - so they have to amend the payments at their end. As with a Standing Order its in my control I think. Do you think this will be ok?

Lesley - no worries hun, I hope your ok too, you know where I am too x

Thanks everyone for your replies, we really did not want to go down a payment break route, but surviving without a Car is just not going to happen!!!!

[Julie]

So sorry Lyns, only just saw this post [:I][:(]

Blinking cars!!! Glad it seems to be resolved, you could do with a break from all these challenges being thrown your way! Just as well your made of strong stuff.

xx

[MrsKnight]

No worries Julie & Thank you.

I really feel like kicking the blooming car, but something would probably break off![:D]
As the Garages pointed out today[:(][:I]

Im quite positive I will get on top on the payment break, hubby was laughing at me today, because he could see me thinking & I was talking out loud [:D]

Just need to find us a reliable bargain now![:)]

[Judo]

Awww lyns.
I am so, so very happy that you have managed to sort something out. I am also glad that GT were so understanding. Get yourself sorted with the car and everything else will fall into place.
Big hugs for you, 'where there's a will there's a way'! You are living proof of it my sweet xx

[Rich]

Hi lyns looks like you are getting it all sorted out now. So pleased the gt were in agreement have a good weekend Rich x x