My very first post after months of lurking

overspent: Posts: 7; Joined: Thu Jul 17, 2008 3:12 pm; Location:

by overspent » Thu Jul 17, 2008 3:28 pm

Eventually plucked up the courage to post after being a spectator since December....but having had our creditors meeting today, now feel I may have something to offer to others....I hope anyway.

Good news is.... our interlocking IVA has just literally been accepted, no idea of breakdown yet other than the wonderful NR have asked for it to be over 6 years. Natwest/RBS did want an increase in payment of £28 a month but once knew about year extension have agreed to drop the increase. Now just waiting for everything in writing.

Thank you Thank you thank you to the fantastic Melanie and her team. Good luck to everyone who have their meetings coming up.

kallis3 Forum Expert

Posts: 77177

Joined: Mon Mar 17, 2008 4:02 pm

Location: United Kingdom

by kallis3 » Thu Jul 17, 2008 3:29 pm

Overspent, welcome to the forum, and brilliant news about your IVA!

Here's to a debt free life.

Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Viki.W

Posts: 5647

Joined: Fri Feb 15, 2008 7:34 pm

Location: United Kingdom

by Viki.W » Thu Jul 17, 2008 3:30 pm

Congratulations overspent, love the name. Glad you decided to post and hope we will see more of you. X

If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp

Julie: Posts: 9503; Joined: Thu Feb 14, 2008 10:56 pm; Location: United Kingdom

by Julie » Thu Jul 17, 2008 3:31 pm

Thats great news x

michael.t47: Posts: 798; Joined: Tue Apr 15, 2008 10:50 pm; Location: United Kingdom

by michael.t47 » Thu Jul 17, 2008 3:33 pm

welcome, an great news too

overspent: Posts: 7; Joined: Thu Jul 17, 2008 3:12 pm; Location:

by overspent » Thu Jul 17, 2008 3:46 pm

Thank you everyone, still not sunk in yet though

MelanieGiles Industry Expert

Posts: 47612

Joined: Tue Jan 09, 2007 10:42 am

Location:

by MelanieGiles » Thu Jul 17, 2008 4:00 pm

We're all delighted for you in the office, and hope thatyou will celebrate in style this evening.

Regards, Melanie Giles, Insolvency Practitioner

Shining: Posts: 27019; Joined: Thu Sep 20, 2007 8:57 am; Location:

by Shining » Thu Jul 17, 2008 4:12 pm

Fantastic news and welcome to the forum, keep posting x

IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.

overspent: Posts: 7; Joined: Thu Jul 17, 2008 3:12 pm; Location:

by overspent » Thu Jul 17, 2008 4:25 pm

Thanks melanie, we cannot remember the last time we went out for a meal, definitely not since this process started, so we are going to do just that tonight and i cannot wait. Thank you so much.

Thanks for the welcome Lesley

Moneystinks: Posts: 1555; Joined: Thu Apr 03, 2008 9:26 pm; Location: United Kingdom

by Moneystinks » Thu Jul 17, 2008 4:31 pm

Well done overspent seem we both got good news from the offices of 'Giles' today. Welcome as well. XX

overspent: Posts: 7; Joined: Thu Jul 17, 2008 3:12 pm; Location:

by overspent » Thu Jul 17, 2008 4:35 pm

Fantastic moneystinks, I hope you are also going to be celebrating later too...

angela18: Posts: 2668; Joined: Wed Feb 06, 2008 6:04 pm; Location: United Kingdom

by angela18 » Thu Jul 17, 2008 5:14 pm

well done to both of you.. brilliant

Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx