Mortgage Question

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barty9

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Post by barty9 » Thu Jan 03, 2013 3:25 pm
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I am about to find out my fate if my F&F IVA Offer is accepted later this month. I wanted to know if I could fix my mortgage rate with our current lender? or would I have difficulty due to being credit checked?
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in-a-mess-indeed

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Post by in-a-mess-indeed » Thu Jan 03, 2013 3:40 pm
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HI Barty9 and welcome, its really only something your current lender can answer, some posters have had fixed rates offered during their IVA other posters here have had interest only taken away, i think it really depends on the lender, just be honest with them as they should know your in an IVA anyway.

Good Luck on your F & F
Took The plunge and made the call, changed our family life and we have never been happier. Debt free and wont go back..... IVA was by far the best thing we ever did to teach us the real value of Family and money
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Niobe

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Post by Niobe » Thu Jan 03, 2013 3:43 pm
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Hi and welcome to the forum.

We have had a poster today say that they have been able to fix again. If you are able to then there won't be a problem.

It is down to the individual lender and they will know that you are in an IVA as the IP has to tell them.

Let us know how your F&F goes.
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