mortage again at a reasonable rate of interest

6 posts Page 1 of 1
Post Reply
 
 

debtfreeoneday

User avatar
Posts: 1
Joined: Sun Nov 18, 2007 3:39 pm
Location: United Kingdom
Post by debtfreeoneday » Sun Nov 18, 2007 9:31 pm
Quote
After the completion of an iva will anyone ver let me have a mortage again at a reasonable rate of interest
Top
 
 

Adam Davies

User avatar
Posts: 14596
Joined: Thu Mar 29, 2007 12:21 pm
Location:
Post by Adam Davies » Sun Nov 18, 2007 9:37 pm
Quote
Hi and welcome
Yes is the short answer.
You can even obtain a mortgage whilst in an IVA at a reasonable rate
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Andam Davies
Top
 
 

bagpuss

User avatar
Posts: 380
Joined: Sat Jun 30, 2007 6:46 pm
Location: United Kingdom
Post by bagpuss » Sun Nov 18, 2007 10:16 pm
Quote
My Iva is complete (although still on my credit file for another 4 years) and i just got a mortgage of 6.65...i went through Leybridge who are brokers that can search the whole market to find the right deal for you.

Angie xx


My IVA Story......http://bagpuss.blogs.iva.co.uk/2007/09/ ... iva-story/
Top
 
 

Andrew Graveson

User avatar
Posts: 933
Joined: Wed Jun 13, 2007 7:52 pm
Location: United Kingdom
Post by Andrew Graveson » Sun Nov 18, 2007 11:42 pm
Quote
Angie and Andy are absolutely right.

A good broker with access to the whole mortgage market can explain all of your options to you.

Andrew Graveson
Mortgage Broker & Bright Oak Debt Management
andrew@brightoak.co.uk
www.brightoak.co.uk
Andrew Graveson
Bright Oak Ltd
UK Debt Management Company
Website: www.brightoak.co.uk
Top
 
 

mikebdomain

User avatar
Posts: 1126
Joined: Thu Aug 23, 2007 10:03 am
Location: United Kingdom
Post by mikebdomain » Mon Nov 19, 2007 8:11 am
Quote
Hi debtfreeoneday

Yes you can as long as your IVA is conducted satisfactorily, and as Andy says you can remortgage during your IVA as long as you have the permission of your IP / creditors.

(Thanks Angie)


FREE ADVICE IS THE BEST ADVICE

LEYBRIDGE LIMITED
Mortgage Broker & Mortgage packager
Specialising in adverse credit.

Firm FSA No:313790
Personal FSA No:MJB01557

see feedback and testimonials at:
http://www.leybridge.com/testimonial.php
Check out my blog at:
http://mikebdomain.blogs.iva.co.uk/
Please read our Initial Disclosure Document(IDD):
http://www.leybridge.com/Leybridge-IDD.pdf
LEYBRIDGE LIMITED
Mortgage Broker & Mortgage packager
Directly Authorised Firm FSA No:313790
CeMAP 1,2 & 3 qualified
F.P.C 1,2 & 3 qualified
Financial Planning Certificate
Certificate in Regulated Customer Care
Top
 
 

Welsh Boy

User avatar
Posts: 360
Joined: Thu Feb 01, 2007 9:02 pm
Location: United Kingdom
Post by Welsh Boy » Mon Nov 19, 2007 8:29 am
Quote
debtfreeoneday

Yes you are able to remortgage as previously stated with permission of your IP . The rate will reflect your own personal circumstances and rates offerEd to others in similar circumstances i.e. IVA should not be a yardstick for you to expect the same rates. Each case is judged on it`s individual merits. Tony

F.P.C. 1,2,3 Qualified
Financial Planning Certificate
CeMap Qualified
Whole of Market Mortgage Broker
Managing Director : Debt Advisory Bureau
Principal : All Mortgage Products

www.debtadvisorybureau.co.uk
www.allmortgageproducts.co.uk

Directly Authorised with FSA :304244
F.P.C. 1,2,3 Qualified
Financial Planning Certificate
CeMap Qualified
Whole of Market Mortgage Broker
Managing Director : Debt Advisory Bureau
Debt Advisory 4U
Principal : All Mortgage Products

Directly Authorised with FSA :304244
Top
Post Reply
6 posts Page 1 of 1
Return to “postings for november”