Meeting tomorrow

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Simbel

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Post by Simbel » Tue Dec 29, 2009 9:38 pm
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Hello everyone - can anyone help with a question, our meeting is tomorrow , mine is at 11.00 and my hubby's is 11.15 if they don't accept our iva's would they accept dmp's and would the dmp's be based on the same sums as our iva's ie would we pay the same into a dmp as into an iva. We are trying to stay positive - but not being very successful at the moment.
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Shining

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Post by Shining » Tue Dec 29, 2009 9:52 pm
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Hi Simbel, good luck for tomorrow.

In the unlikely event that your IVA is declined then other options can be discussed, I know this is so easy for me to say but do try not to worry, try and stay positive, I have been in your position and can remember how I felt so it's completely natural you feel the way you do.

I'm not sure about allowances in DMP v IVA so can't comment but I'm sure someone who does know will be along very soon. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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rhondda2

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Post by rhondda2 » Tue Dec 29, 2009 10:23 pm
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very good luck to both of you tomorrow...Hope its good news for you both
Iva F&F settled...Yeah !!!
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MelanieGiles

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Post by MelanieGiles » Tue Dec 29, 2009 11:04 pm
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If your disposable income figure has been calculated correctly, it should be the same if you were to enter into a DMP - but I am sure it won't come to that!
Regards, Melanie Giles, Insolvency Practitioner
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kallis3

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Post by kallis3 » Tue Dec 29, 2009 11:05 pm
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Good luck Simbel.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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debtmountain

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Post by debtmountain » Tue Dec 29, 2009 11:26 pm
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Good Luck to you and your hubby for tomorrow Simbel..xx[:)]
IVA accepted 13/11/2008..17 payments down,55 to go..
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Lisa2009

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Post by Lisa2009 » Wed Dec 30, 2009 12:18 am
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Best of luck to both of you for tomorrow.
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
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flumpy dog

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Post by flumpy dog » Wed Dec 30, 2009 2:10 am
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bestest luck simbel xxx
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Pennyless

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Post by Pennyless » Wed Dec 30, 2009 6:53 am
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Fingers crossed for today Simbel!
I came into this world with nothing and still have most of it left!
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Shining

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Post by Shining » Wed Dec 30, 2009 8:06 am
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Good luck for today Simbel, fingers crossed here too and will catch up on this later when I get back from getting my boots heeled! What an exciting life I lead! x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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kallis3

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Post by kallis3 » Wed Dec 30, 2009 8:21 am
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You certainly know how to live the high life Lesley!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Simbel

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Post by Simbel » Wed Dec 30, 2009 10:22 am
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Thanks guys for all your support - I think I'm ready for it now (one way or another). I have never felt this scared or helpless in my adult life. Doing stupid things as well - rang my ip company this morning just to make sure that they had my home phone number, tried the home phone number like 5 times (just to check that it works). Another hour or so and we will know our fate. [V]
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Shining

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Post by Shining » Wed Dec 30, 2009 10:25 am
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I'm still home at the minute as I'm being lazy to go to town and hanging on, everything still crossed here for you as you say won't be long now. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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IOW

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Post by IOW » Wed Dec 30, 2009 10:26 am
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Good luck. Sure it will be fine.

I remember feeling totally sick and helpless when we waited for our call too, and every person that I know seemed to ring whilst I was waiting.
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kallis3

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Post by kallis3 » Wed Dec 30, 2009 10:50 am
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Thinking of you Simbel.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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