My meeting is tomorrow morning at 11.00am. I am being looked after by Adam Preston from Clear Debt who has been great throughout the process. I contacted Clear Debt on 19th August so will have taken a month if I'm accepted.
Keep your fingers (and toes) crossed for me please.
The nerves are setting in now and think it will be another sleepless night tonight!!!
I am sure you will be ok as Cleardebt have an excellent reputation on here.
Let us know how you get on.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Most of the credit must go to blonde38 for completing her pack perfectly and getting it back within a very short space of time. Some cases will by necessity involve chasing up of statements or documentation, which can be time consuming, but if everyone was as spot on as blonde38 has been then we would be a very happy bunch indeed.
Regards.
Cert DR
23+ years in debt advice
I do not post for anyone other than myself
Thanks for all your good wishes. I really hope the IVA is accepted. If not am thinking will have to look at bankruptcy.
The process has been very quick! Luckily I managed to get all my relevant paperwork to Adam very quickly and anything else was scanned and e-mailed to him. I'm single with no dependants and a house in negative equity which my ex lives in so it's been fairly straightforward.
Just have to wait and see what tomorrow brings. Am just worrying as over half of my debt is with First Direct in the form of a personal loan. So if they reject it, it has no chance of going through.
Look forward to seeing the positive post tomorrow.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Good luck for tomorrow i'm sure it will be fine, my husband & I have been in our IVA for 2yrs now it is the best thing we ever did, its been hard but also good at the same time you start to realise what things are really important in life.
Our IVA was set up within 6 weeks aswell, what time is your meeting tomorrow I will be thinking of you
