All I can say this morning is thank heavens that's all over, what a day.
It has been a tough ride, but as my case proves it can all be possible. All I can say is, if you are self employed (and seeing how many people read my business account post I think there is a lot of you out there) and are having debt problems - there is always a solution.
When you work for yourself, particularly in my trade- retail, you see amounts of money and are always hopeful that the overall situation will somehow "be ok".
My debts came from a bad business decision a few years back- opened a second shop, and a divorce. The business always managed to 'cover it' but deep down I knew that the amount i truly owed was un manageable. At the time I couldn't see a way out of it without losing my 10 year established business, which I could not even contemplate - it has been my lifes work.
I am so pleased that I took the step to stop everything in it's tracks and have a good hard look, and ask for help. The stress of being in debt and having to run a business is immense, I have been cracking under the strain.
Yesterdays acceptance has drawn a line under some of that stress and given me and my business a chance. I am in no way out of the woods as retail is tough at the moment, but I've been given a break and a chance to get back on track. I hope I can pull it off, I even got a text of my ex business bank manager (a creditor) wishing me luck.
so please if you are reading this and are under similar pressure, take some good advice and don't struggle in silence, we self employed can be very proud and tough but sometimes we need a helping hand - it is possible.
xxx
