Me and myself wife are in debt and separating

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andrew.ly

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Post by andrew.ly » Sun Aug 17, 2008 10:43 pm
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Hi
Me and myself wife are in debt, with visa's over the limit, 4 loans on the go, missing mortgage payment.
To add to this me are separating.
Can I go down the road of IVA own, so I can set myself up, once we are divorced.
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Viki.W

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Post by Viki.W » Sun Aug 17, 2008 10:45 pm
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Hey Andrew, welcome to the forum. Sorry about your marriage breakdown. If you can post a few more details of your debt, specifically if they are joint or just in your name, we can help further. X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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moretolife

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Post by moretolife » Sun Aug 17, 2008 10:46 pm
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hi andrew,...welcome to forum...so sorry to hear about your situation...an expert will no doubt be along to answer
IVA completed 11th Dec 2009 due to a Full and Final with the fantastic help of Michael Peoples and
Mc Cambridge Duffy

Visit my blog...Journey from Debt to Life Post IVA
http://moretolife.blogs.iva.co.uk
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look_divine

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Post by look_divine » Sun Aug 17, 2008 10:46 pm
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join the club hun
im moving out to except 99% of the debt is mine
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MelanieGiles

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Post by MelanieGiles » Sun Aug 17, 2008 11:18 pm
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If you have sufficient disposable income left once you have separated, then it may be possible to put forward an IVA to your creditors - but probably better left until you have settled down and you know what your new costs are likely to be.
Regards, Melanie Giles, Insolvency Practitioner
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