Your hubby is a diamond Lesley. Tell him a big well done from me and let's hope those guys are able to help. If not, we'll find another way forward I am sure.
Thanks again ladies and I do mean it when I say from the bottom of my heart. This forum does keep me sane and it always helps to have the best IP on your side too.
As soon as I know I'll let you know, it's a worrying time but hopefully we'll come out of it ok. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
lesley hun, just caught up with this thread. Am keeping my fingers and toes crossed for you hun. really hope it works and that the directors help out.
Love and hugs xxx
Lesley - Im so sorry Ive missed this, but Im so glad you have Melanie as your IP. I think you husbands an absolute star for doing what he did, Ive got everything crossed for you hun.
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X
An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
No news as yet on the payloss front. Hopefully they had a chat yesterday and may contact him today or tomorrow? If not by the end of the day tomorrow he's going to ring them he said.
This morning the boilers packed up again, no heating or luke warm water at all now and the ceiling in the bedroom is leaking, sometimes you could just hibernate couldn't you and wake up when the IVA has finished. Oh well guess I'm healthy 'ish' and happy 'ish' so email to IP sent and hoping we'll be back with heat and lukewarm water soon and you never know I might be able to remove the waste paper basket that is strategically place on the bedroom stool too! x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Sorry to hear about all your problems again Lesley - it just seems to be snowballing doesn't it?
Hope the situation improves by the end of week.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Well just got in the shower or just prior to it wouldn't turn on, it did eventually after many attempts, not sure what is wrong there but will ring hubby in a min to look at it. Nothing else can go wrong I know or can it? x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Things have gone from bad to worse, we now have a broken boiler, a leaking roof and a broken shower along with a big fat NO from his bosses for any help!
I hit the roof as per and took it out on him for a careless comment he made, their reasoning there is someone else in the same situation as us. A workforce of 5 and two in an IVA, I'm looking on the Insolvency Register tonight even though I vowed I wouldn't look at it again until my IVA had concluded as I want to see who this person is, I'm doubtful there is another person and wonder if he knows what he's talking about and realises the Insolvency register is a public document.
I've spoken to my IP (Melanie) and will be submitting a revised I&E tonight and hopefully find a way forward.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.