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kallis3

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Post by kallis3 » Thu Jul 23, 2015 10:09 am
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Hi everyone.

Just to let you know that after an horrendous couple of years with personal and health problems, I am back.

Some of you already know me but of course there are a lot of posters who don't.

I finished my IVA with a full and final in September 2013 and my husband finished his at the end in April 2014 so we are now debt free apart from one credit card.

Hopefully I will be able to stick around this time to give people some advice.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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recovering

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Post by recovering » Thu Jul 23, 2015 10:39 am
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Hi! glad to see you back! you helped me massively when I first found the forum, hope our troubles are all over and the future is brighter [:)]
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Foggy

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Post by Foggy » Thu Jul 23, 2015 10:42 am
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Welcome back Jan x
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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kallis3

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Post by kallis3 » Thu Jul 23, 2015 10:45 am
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Thanks - it's good to be back!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Michael Peoples

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Post by Michael Peoples » Thu Jul 23, 2015 10:49 am
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Great to see you back Jan. You were sorely missed.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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kallis3

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Post by kallis3 » Thu Jul 23, 2015 10:52 am
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Thanks Michael.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Adam Davies

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Post by Adam Davies » Thu Jul 23, 2015 11:28 am
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Hi

A warm welcome back Jan

Regards
Andam Davies
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kallis3

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Post by kallis3 » Thu Jul 23, 2015 11:38 am
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Thank you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Pandy

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Post by Pandy » Thu Jul 23, 2015 1:47 pm
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Welcome back, good to see a familiar name appearing again
If life is what you make it, I must have been in a strange mood when I made mine
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Goosed

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Post by Goosed » Thu Jul 23, 2015 3:29 pm
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Hi kallis,

Things have certainly changed in the IVA world and on the forum since you were last here.

Great to see you back, hope you are well.
"When the seagulls follow the trawler, it is because they think sardines will be thrown into the sea".

Eric Cantona
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kallis3

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Post by kallis3 » Thu Jul 23, 2015 3:52 pm
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I'm fine now thank you Goosed, hope you are as well.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Foggy

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Post by Foggy » Thu Jul 23, 2015 4:04 pm
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Next time you pop out for milk one of us is coming with you :-D
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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marksam1

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Post by marksam1 » Thu Jul 23, 2015 4:29 pm
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Hello jan. Hope you are ok
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kallis3

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Post by kallis3 » Thu Jul 23, 2015 4:31 pm
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Lol at Foggy!!! Marksam - I'm fine now thanks.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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relieved33

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Post by relieved33 » Thu Jul 23, 2015 10:33 pm
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It's great to see you back! Thank you for all the support you gave me at the start especially. Now complete and still have the dog!
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